This home is in Julington Creek, St. Johns.

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Pending

Pending·30 days on market·Julington Creek

1178 Eastwood Branch Drive

St. Johns, FL 32259

$699,000$197/sqftEst. $3,720/moMLS# 2148031

Beds

Baths

3,557

Sq Ft

2004

Built

Garage

Yes

Pool

About this home

Julington Creek

Established Julington Creek Plantation. Quiet cul-de-sac. Mature trees. Low HOA fees. Easy Jacksonville access - no new construction traffic. 5BR/4BA. Main-level primary suite opens to screened pool & spa-like bath with jetted tub and his-and-hers closets. Gourmet kitchen: granite, gas cooktop, butler pantry, abundant storage. Flows to living room with gas fireplace. Formal dining, office, Jack-and-Jill, guest cabana bath. Upstairs: 5th BR/bonus with full bath, walk-in closet, separate air conditioning unit. Updates: roof '24, water heater '25, refrigerator '25, carpet '24, water softener '24, disposal '26, HVAC (primary suite) '26. Screened pool, fenced yard, A-rated St. Johns schools. Community: two aquatic complexes, sportsplex, fitness, clubhouse, golf, trails, playgrounds.

Cost to own

Mortgage calculator

Home Price

$699,000

Down Payment: 20%

$139,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,553

Principal & Interest: $3,553

Est. Taxes & Insurance: $888

Estimated Total Monthly

$4,441

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,720

Property taxesest. at asking price, St. Johns County$930

HOAbilled annually$48

Estimated total, before insurance$4,699/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$554,112	$378,382	—
2024	$580,274	$367,498	—
2023	$586,488	$355,192	—
2022	$484,882	$347,745	—
2021	$393,747	$336,146	—
2020	$383,073	$330,808	—

2025 property taxes (current owner): $6,795/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$699,000

Price / Sq Ft$197

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,557

Acres0.22 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced, Other, Screen Enclosure

Is WaterfrontNo

Community Information

Address1178 Eastwood Branch Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,583.2 sq ft

Parcel Number2498330350

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Golf Course, Park, Playground, Racquetball, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesVaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryIn Unit