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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Jun 30, 2026·2 days on market·Recent sales in Riverwood·Riverwood

552 Tree Side Lane

Ponte Vedra, FL 32081

$554,900sold priceListed at $559,900 · 99.1% of asking$329/sqftMLS# 2146437
2
Beds
2
Baths
1,685
Sq Ft
2019
Built
2
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

HOA $245/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Riverwood

Equipped with fully paid-off solar panels, this home delivers impressive savings with average monthly electric bills of approximately $30--providing long-term value, energy independence, and peace of mind. Inside, you'll find 2 bedrooms, 2 baths, plus a versatile flex room ideal for a home office, den, or guest retreat. The open-concept design showcases rich hardwood floors in the main living areas, crown molding throughout, and abundant natural light that enhances the bright, airy feel. The gourmet kitchen is a chef's dream, featuring quartz countertops, a stunning tile backsplash, stainless steel KitchenAid appliances, and ample cabinetry--perfect for entertaining family and friends. Step outside to unwind on the extended screened paver patio, where long lake views create a seamless indoor-outdoor living experience and the perfect backdrop for morning coffee or evening relaxation. Located just a short golf cart ride from the Anastasia Clubhouse, residents enjoy access to -

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,074
Property taxesest. at asking price, St. Johns County$738
HOAbilled monthly$245
Estimated total, before insurance$4,057/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$554,900
$110,980
Loan Term
Monthly Payment
$3,074
Principal & Interest: $3,074
Property taxes (est.): $738
Insurance (est.): $370
Estimated Total Monthly
$4,182
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$451,657$451,657—
2024$471,274$278,811—
2023$471,332$269,234—
2022$404,127$259,936—
2021$342,026$250,909—
2020$321,653$246,754—

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $332/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
186 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$335,000$2602/21,290830.1
101 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2026$399,000$3092/21,290770.2
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.4
102 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPJul 2026$380,000$2952/21,290230.4
119 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2026$629,000$3732/21,6851030.5
158 Clay Gully Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$599,000$3712/21,61470.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,900
Price / Sq Ft$332
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,685
Total Structure Area2,443 sq ft
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address552 Tree Side Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number0722540110
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 21, 2026
Days on Market2
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines