This home is in Fernandina Beach.

Active

Active·101 days on market

95308 Bentgrass Court

Fernandina Beach, FL 32034

$1,063,085$344/sqftEst. $5,404/moMLS# 2139134

Beds

Baths

3,086

Sq Ft

2026

Built

Garage

Pool

About this home

Fernandina Beach

The Egret V is a 3,000+ sq ft single-story home with 4 bedrooms, 3 baths, and open, light-filled living. Expansive living room with 12-ft ceilings flows to a deluxe kitchen and dining area. Private master suite with dual walk-ins, spa bath, and tray ceiling. Covered lanai and flexible spaces make this home perfect for family life and entertaining.

Cost to own

Mortgage calculator

Home Price

$1,063,085

Down Payment: 20%

$212,617

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,404

Principal & Interest: $5,404

Est. Taxes & Insurance: $1,351

Estimated Total Monthly

$6,754

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$5,404

Property taxesest. at asking price, Nassau County$1,468

HOAbilled annually$81

Estimated total, before insurance$6,952/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $7,893,600 in May 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$200,000	$181,500	—
2024	$165,000	$165,000	—
2023	$13,527	$13,527	—

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History