This home is in Palencia, St. Augustine — a golf course home in St. Johns County.
Active Under Contract·47 days on market·Palencia
25 San Telmo Court
St. Augustine, FL 32095
41 more homes for sale in Palencia →Search Palencia on the map
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About this home
Palencia
Exquisite 4-Bedroom Home in amenity rich Palencia! This beautifully designed 4-bedroom, 3-bath home with a 3-car garage is situated in the highly sought-after gated community of Palencia in St. Augustine. The paver driveway, three-car garage, and graceful front entry greet you with classic style and enduring charm. Step inside to an inviting foyer that opens to a formal dining room and a stunning chef's kitchen featuring white cabinetry, granite countertops, a center island, custom backsplash, stainless steel appliances, and a gas cooktop. Thoughtfully styled throughout, the home showcases updated fixtures and a seamless flow into the living room, creating the perfect space for entertaining. Enjoy Florida living year-round on the screened-in lanai complete with an outdoor kitchen, ideal for hosting gatherings or relaxing evenings at home. The primary suite is a true retreat with a spa-inspired bath featuring dual vanities, a garden soaking tub, and a glass-enclosed walk-in shower.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,779 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 3 mi · 94 parking spaces
Closest park or preserve
Stokes Landing Conservation Areaabout 3 mi · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – Lake Access Ramp (10 HP Max)about 3 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 2 mi · Tolomato River
Closest youth league fields
Palencia Parkabout 2 mi · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $523,494 | $451,855 | — |
| 2024 | $521,742 | $410,777 | — |
| 2023 | $510,595 | $373,434 | — |
| 2022 | $479,601 | $339,485 | — |
| 2021 | $308,623 | $308,623 | — |
| 2020 | $300,342 | $300,342 | — |
2025 property taxes (current owner): $10,603/yr
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Active Under Contract$555,000
- Sep 4, 2026Price change$555,000−$17,500
- Aug 7, 2026Price change$572,500−$17,400
- Jul 11, 2026Price change$589,900−$7,600
- Mar 5, 2026Listed$597,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $322/sq ft; this home is listed at $210/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $730,000 | $322 | 4/3 | 2,264 | 89 | 0.3 |
| 21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLC | Sep 2026 | $530,000 | $228 | 4/2 | 2,320 | 17 | 0.4 |
| 612 Glorieta Drive, St. Augustine, FL 32095Listed by MEMORY HOPKINS REAL ESTATE | Aug 2026 | $790,000 | $274 | 4/4 | 2,882 | 69 | 0.4 |
| 241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $634,000 | $263 | 4/3 | 2,411 | 44 | 0.6 |
| 341 Vale Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $1,143,750 | $341 | 4/3.5 | 3,356 | 58 | 0.7 |
| 223 Creek Pebble Drive, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY | Oct 2026 | $690,000 | $329 | 3/2 | 2,097 | 368 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Krista Fracke
Broker Associate
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