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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 19, 2026·62 days on market·Recent sales in Oceanside Park·Oceanside Park

620 Lower 8th Avenue S

Jacksonville Beach, FL 32250

$1,150,000sold priceListed at $1,190,000 · 96.6% of asking$411/sqftMLS# 2145561
4
Beds
3
Baths
2,800
Sq Ft
2026
Built
2
Garage
Yes
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOASingle Family Residence2 storiesNew construction

About this home

Oceanside Park

Brand-new coastal construction in Jacksonville Beach! Light, bright, and filled with thoughtful upgrades, this home offers modern design, elevated finishes, and an easy indoor-outdoor lifestyle in one of the Beaches' most desirable locations. Inside, you'll find 10-foot ceilings, 8-foot doors, and an open layout designed for everyday comfort and entertaining. The gourmet kitchen features a large quartz island, standalone cooktop, stainless appliances, abundant cabinetry, and a walk-in pantry. The spacious living area flows through tall stackable sliders to a pavered outdoor space, creating the perfect setting for relaxing or hosting. The home features generously sized bedrooms, ample closet space, no carpet throughout, and a flexible floor plan with room to live, work, and gather. Pool renderings are already available for inspiration and the price includes a finished pool! We've got you covered! Reach out to us personally via text or call for more information. 7 year builder warranty!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,370
Property taxesest. at asking price, Duval County$1,878
Estimated total, before insurance$8,248/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,150,000
$230,000
Loan Term
Monthly Payment
$6,370
Principal & Interest: $6,370
Property taxes (est.): $1,878
Insurance (est.): $767
Estimated Total Monthly
$9,014
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,570 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$404,070$0—

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 22, 2026Closed$1,190,000
  • May 15, 2026Listed$1,190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $425/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
808 4th Street S, Jacksonville Beach, FL 32250Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$1,150,000$4784/2.52,407430.2
10 Quail Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$840,000$3465/32,42670.7
1525 Marshside Drive, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$730,000$3504/22,0832160.8
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124111
1104 5th Avenue N, Jacksonville Beach, FL 32250Listed by REGION ATLANTIC REALTYAug 2026$765,000$3863/2.51,980271
2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$1,299,000$3755/43,46811

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,190,000
Price / Sq Ft$425
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,800
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
New ConstructionYes

Community Information

Address620 Lower 8th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1764990020

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Disposal, Electric Range
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedMay 15, 2026
Days on Market62
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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