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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach a pool home in Jacksonville.

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Active

Active·184 days on market

2480 S Beach Parkway

Jacksonville Beach, FL 32250

$1,049,000$410/sqftEst. $5,393/moMLS# 2132427
4
Beds
4
Baths
2,560
Sq Ft
2017
Built
2
Garage
Yes
Pool

About this home

Jacksonville Beach

Discover luxury Jacksonville Beach living a short walk to everything. This immaculate 4 bedroom, 4 bath residence is just a short walk to the beach and adjacent to South Beach Park with its playground, courts, fields, and picnic areas combining prime location with lifestyle perks. Step inside to find soaring 10 ft ceilings, an open-concept layout and brand new wood floors. Plantation shutters add charm and brightness flows through the main living spaces. A versatile flex room on the main floor is perfect as a guest suite or home office. Outdoors, enjoy a salt water pool and spa ideal for cooling off in summer or relaxing year-round. The home also includes a modern kitchen with generous island, comfortable bedrooms upstairs, double garage, and stylish finishes throughout. Walk just a few blocks to Whole Foods, restaurants, shops, and your daily shopping needs. If you're seeking refined coastal living, this thoughtfully crafted home delivers in design, comfort, and convenience.

Cost to own

Mortgage calculator

$1,049,000
$209,800
Loan Term
Monthly Payment
$5,393
Principal & Interest: $5,393
Property taxes (est.): $1,713
Insurance (est.): $699
Estimated Total Monthly
$7,805
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,393
Property taxesest. at asking price, Duval County$1,713
Estimated total, before insurance$7,106/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,028/yr · $1,086/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$856,166$697,456
2024$820,443$677,093 $3,315
2023$798,529$655,916
2022$765,333$635,356
2021$473,472$415,881
2020$464,076$409,442

2025 property taxes (current owner): $13,028/yr

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 28, 2026Price change$1,049,000$50,000
  • Feb 27, 2026Listed$1,099,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,049,000
Price / Sq Ft$410
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,560
Acres0.14 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

Community Information

Address2480 S Beach Parkway, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionWilliams Coastal
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1798410010
ZoningSingle Family

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundrySink, Upper Level
Spa FeaturesIn Ground

Exterior

Lot DescriptionCorner Lot
Patio / PorchPorch, Screened, Side Porch
FencingFull
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 28, 2026
Days on Market185
Tax Amount$13,027.87
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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