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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Jun 30, 2026·7 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee

103 Cattail Bay Drive

Ponte Vedra, FL 32081

$1,175,000sold priceListed at $1,175,000 · 100% of asking$426/sqftMLS# 2145410
3
Beds
4
Baths
2,759
Sq Ft
2021
Built
3
Garage
Yes
Pool

29 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

HOA $344/mo10,019 sqft lotSingle Family Residence1 story

About this home

Del Webb Nocatee

Wake up in a home where every detail was chosen for how it feels to live here. Cook on a gas cooktop surrounded by KitchenAid appliances and a custom pantry. Control the lights, music, and shades from your phone with the whole-home Control 4 system. Step outside, lower the auto screens, and sink into a heated pool with a spa, fire pits, and a misting cabana -- all wrapped in lush privacy landscaping. Evenings on the lanai feel like a resort. Mornings in the primary suite feel like a sanctuary. This is Del Webb Nocatee living at its finest -- move in and start enjoying it today. For a full list of upgrades see document section.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,508
Property taxesest. at asking price, St. Johns County$1,564
HOAbilled monthly$344
Estimated total, before insurance$8,416/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,595/yr · $1,050/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,175,000
$235,000
Loan Term
Monthly Payment
$6,508
Principal & Interest: $6,508
Property taxes (est.): $1,564
Insurance (est.): $783
Estimated Total Monthly
$8,855
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$878,092$707,121—
2024$853,978$686,485—
2023$818,023$665,034—
2022$625,227$575,227—
2021$70,000$70,000—

2025 property taxes (current owner): $12,595/yr

Estimated taxes if purchased at asking price: ~$18,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $426/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLCSep 2026$650,000$3302/21,969310.1
241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$634,000$2634/32,411440.8
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.8
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.8
21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$530,000$2284/22,320171
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256101

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,175,000
Price / Sq Ft$426
Bedrooms3
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage2,759
Acres0.23 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Community Information

Address103 Cattail Bay Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,018.8 sq ft
Parcel Number0704841490
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management - Full Time, Management- On Site, Park
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features
AppliancesDishwasher, Double Oven, Gas Cooktop, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Patio / PorchCovered, Front Porch, Screened
FencingFenced
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market7
HOA Fees$344.15 / Monthly
HOA FrequencyMonthly
HOA NameDel Webb Nocatee
Tax Amount$12,594.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines