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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra a gated community home in St. Johns County.

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Active

Active·Listed today·Del Webb Nocatee

129 Cattail Bay Drive

Ponte Vedra, FL 32081

$750,000$315/sqftEst. $3,856/moMLS# 2162104
3
Beds
3
Baths
2,381
Sq Ft
2021
Built
3
Garage
No
Pool

About this home

Del Webb Nocatee

Coastal charm in Del Webb Nocatee, the area's premier 55+ community! This 2021 Pulte-built 3BR/3BA home offers 2,381 SF and a rare 3-car garage. A paver drive and lush landscaping lead to a light-filled great room with tray ceiling and crown molding, plus a versatile front office. The gourmet kitchen shines with quartz counters, oversized island with seating, gas cooktop with stainless hood, wall oven/microwave, herringbone backsplash, and walk-in pantry. The owner's suite overlooks the backyard and boasts dual quartz vanities, garden tub, frameless glass shower, and a huge custom walk-in closet. One guest bedroom features a built-in Murphy bed with drop-down desk. Relax on the screened paver lanai with ceiling fan and TV wall, overlooking a fully fenced yard framed by privacy hedges. Inside laundry with sink and cabinetry. Enjoy resort-style amenities and golf cart access to Nocatee's town center, shopping, and dining - minutes to the beach. Better than new and move-in ready!

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$3,856
Principal & Interest: $3,856
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,354
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,856
Property taxesest. at asking price, St. Johns County$998
HOAbilled monthly$344
Estimated total, before insurance$5,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,977/yr · $831/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,977/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,614 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000
Price / Sq Ft$315
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,381
Acres0.21 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address129 Cattail Bay Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,147.6 sq ft
Parcel Number0704841510

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Management - Full Time, Pickleball, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate, Security System Owned

Exterior

Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedAugust 27, 2026
Days on Market0
HOA Fees$344 / Monthly
HOA FrequencyMonthly
Tax Amount$9,977.49
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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