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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 2, 2026·9 days on market·Recent sales in Mandarin

14004 Athens Drive

Jacksonville, FL 32223

$581,500sold priceListed at $598,000 · 97.2% of asking$214/sqftMLS# 2145188
4
Beds
2.5
Baths
2,712
Sq Ft
1989
Built
2
Garage
Yes
Pool
HOA $16/mo11,326 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this charming brick pool home nestled in the heart of Mandarin! Featuring 4 bedrooms and situated on a spacious .26-acre lot, this property offers the perfect blend of comfort, character, and outdoor living. Inside, you'll find a warm and inviting layout complete with a cozy fireplace, ideal for relaxing evenings at home. Step outside to your fully fenced backyard oasis featuring a sparkling pool and plenty of room to entertain, garden, or simply unwind in privacy. Major updates include a newer roof (2018) and HVAC system (2025), giving peace of mind to the next owner. Don't miss your opportunity to own this cute and well-maintained pool home conveniently located near shopping, dining, and parks!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,221
Property taxesest. at asking price, Duval County$949
HOAbilled annually$16
Estimated total, before insurance$4,186/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,643/yr · $387/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$581,500
$116,300
Loan Term
Monthly Payment
$3,221
Principal & Interest: $3,221
Property taxes (est.): $950
Insurance (est.): $388
Estimated Total Monthly
$4,558
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$473,539$230,705—
2024$436,084$223,496▼ $764
2023$439,692$215,531▲ $42,055
2022$381,214$207,798▲ $23,021
2021$304,967$200,290▲ $5,000
2020$291,334$196,835▼ $4,002

2025 property taxes (current owner): $4,643/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630.3
14264 Hawksmore Lane, Jacksonville, FL 32223Listed by SOUTH STATE REALTY LLCSep 2026$578,000$2554/32,264150.3
14271 Hawksmore Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTYJul 2026$510,000$2644/21,931120.3
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.4
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.5
12463 Brady Place Boulevard, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS PVJul 2026$462,501$2433/21,90060.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$598,000
Price / Sq Ft$221
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,712
Acres0.26 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address14004 Athens Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiverchase
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size11,325.6 sq ft
Parcel Number1060878536

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Freezer, Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit, Sink

Exterior

Patio / PorchDeck, Rear Porch
FencingFull, Wood
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedMay 14, 2026
Days on Market9
HOA Fees$188 / Annually
HOA FrequencyAnnually
Tax Amount$4,643.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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