This home is in Elm Ridge, St. Augustine.
Active·65 days on market·Elm Ridge
293 Old Forest Road
St. Augustine, FL 32092
About this home
Elm Ridge
Up to $15k CC for any deal using our preferred lender. Rates as low as 4.99! This inviting, ranch-style plan offers an open layout with a great room, dining nook and kitchen, which can be optioned with gourmet features. Double entry doors lead you to the master bedroom which features a walk-in closet; private bath with a walk-in shower; and Tray Ceiling! You'll also find a laundry, second bathroom and two bedrooms, one with a walk-in closet. Also features 2-car garage, covered patio and covered front porch. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 16, 2026Price change$523,750+$4,900
- May 12, 2026Listed$518,850
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Elm Ridge
Elm Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Elm Ridge homes for sale →Listing Courtesy of: AXEN REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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