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This home is in Elm Ridge, St. Augustine.

Active

Active·21 days on market·Elm Ridge

300 Old Forest Road

St. Augustine, FL 32092

$488,997$282/sqftEst. $2,603/moMLS# 2151864
3
Beds
2
Baths
1,734
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Elm Ridge

Up to $15k CC for any deal using our preferred lender. Rates as low as 4.99! The floor plan of this ranch-style home centers around an open layout with a great room, dining nook and kitchen with a center island. Two bedrooms and a bathroom are adjacent. The master suite offers a walk-in closet and private bath that can be personalized with a walk-in shower. A mudroom and laundry flank the entryway of the home, and a covered patio awaits at the back. A 2-car garage is also included. Personalize with a gourmet kitchen! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

Cost to own

Mortgage calculator

$488,997
$97,799
Loan Term
Monthly Payment
$2,470
Principal & Interest: $2,470
Est. Taxes & Insurance: $618
Estimated Total Monthly
$3,088
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,603
Property taxesest. at asking price, St. Johns County$651
HOAbilled annually$133
Estimated total, before insurance$3,387/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 23, 2026Listed$488,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$488,997
Price / Sq Ft$282
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,734
Total Structure Area2,134 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

Community Information

Address300 Old Forest Road, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionElm Ridge
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0269221510

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Block, Composition Siding, Frame

Additional Information

Date ListedJune 23, 2026
Days on Market20
HOA Fees$1,600 / Annually
HOA FrequencyAnnually
HOA NameEvergreen Lifestyles Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Elm Ridge

Elm Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Elm Ridge homes for sale →

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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