This home is in Elm Ridge, St. Augustine — a new construction home in St. Johns County.
Active·1 day on market·Elm Ridge
287 Old Forest Road
St. Augustine, FL 32092
6 more homes for sale in Elm Ridge →Search Elm Ridge on the map
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About this home
Elm Ridge
The heart of the Lightner floor plan is a first-floor open layout with a great room, dining nook and large kitchen, complete with a center island. A powder room is adjacent. The master suite is on the second floor, and showcases a walk-in closet and large private bath that can be personalized with deluxe features or a walk-in shower. You'll also find two bedrooms, a bath and a laundry, as well as a loft space that can be optioned as a fourth bedroom. A 2-car garage is also included. Additional options include a gourmet kitchen and a covered patio! *SAMPLE PHOTOS; Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
Next steps in Elm Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 11 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Area18 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 4 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 9 mi · Tolomato River
Closest youth league fields
Mill Creek Park19 min drive · Baseball
Closest grocery store
Publixabout 0.8 mi · 1975 Silverleaf Pkwy, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 22, 2026Price change$522,997−$39,408
- Oct 22, 2026Listed$562,405
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $261/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 35 White Tree Court, St. Augustine, FL 32092Listed by AXEN REALTY LLC | Sep 2026 | $554,255 | $250 | 5/3 | 2,220 | 136 | 0.3 |
| 257 Day Dream Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $419,990 | $234 | 2/2 | 1,793 | 30 | 0.5 |
| 48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $512,000 | $246 | 4/2 | 2,084 | 134 | 0.6 |
| 15 Tanner Trail, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $420,000 | $205 | 3/2.5 | 2,045 | 75 | 0.7 |
| 322 Silverleaf Village Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $555,000 | $261 | 3/2 | 2,125 | 33 | 0.7 |
| 232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $429,000 | $250 | 3/2 | 1,713 | 76 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Elm Ridge
Elm Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Elm Ridge homes for sale →Keep looking
More homes in Elm Ridge
For Sale293 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2 ba · 1,667 sq ft
$518,997Est. $2,762/moThis inviting, ranch-style plan offers an open layout with a great room, dining nook and kitchen, which can be optioned…
Listing Office: axen realty llc
For Sale284 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2.5 ba · 2,000 sq ft
$515,997Est. $2,746/moThe heart of the Lightner floor plan is a first-floor open layout with a great room, dining nook and large kitchen,…
Listing Office: axen realty llc
For Sale300 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2 ba · 1,734 sq ft
$503,997Est. $2,682/moThe floor plan of this ranch-style home centers around an open layout with a great room, dining nook and kitchen with a…
Listing Office: axen realty llc
For Sale290 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2.5 ba · 2,414 sq ft
$545,997Est. $2,906/moOn the main floor of the beautiful Laurel plan, you'll find a convenient powder room, a spacious great room and an open…
Listing Office: axen realty llc
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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