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Active Under Contract

Active Under Contract·77 days on market

70168 Roseapple Court

Yulee, FL 32097

$429,000$172/sqftEst. $2,187/moMLS# 2144084

Beds

Baths

2,494

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

The open-concept floor plan provides multiple gathering spaces, including an expansive upstairs loft ideal for a media room, playroom, home office, or additional living area. The oversized primary suite offers a relaxing retreat complete with a large walk-in closet and spacious en-suite bath featuring soaking tub and shower. Secondary bedrooms are well-sized with ample closet space, while the additional bathrooms are clean, bright, and thoughtfully positioned throughout the home. The large laundry room provides extra storage and functionality, and the organized walk-in closet systems add to the home's impressive storage capacity. Outside of the home, residents enjoy access to outstanding neighborhood amenities including tennis courts, basketball courts, open recreation fields, and beautifully maintained community spaces perfect for an active lifestyle. This home combines comfort, practicality, and community living in one exceptional opportunity.

Cost to own

Mortgage calculator

Home Price

$429,000

Down Payment: 20%

$85,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,187

Principal & Interest: $2,187

Property taxes (est.): $592

Insurance (est.): $286

Estimated Total Monthly

$3,066

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,187

Property taxesest. at asking price, Nassau County$592

HOAbilled annually$10

Estimated total, before insurance$2,790/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,312/yr · $609/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $359,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$361,650	$264,502	—
2024	$319,040	$257,890	—
2023	$55,000	$55,000	—
2022	$55,000	$55,000	—

2025 property taxes (current owner): $7,312/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 7, 2026Listed$429,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,000

Price / Sq Ft$172

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,494

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address70168 Roseapple Court, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionRiver Glen

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size7,840.8 sq ft

Parcel Number132N26183202460000

Amenities

AmenitiesBasketball Court, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate

# of Stories2

LevelsTwo