This home is in Madeira, St. Augustine — a new construction home in St. Johns County.
Active·177 days on market·Madeira
238 Pantano Drive
St. Augustine, FL 32095
41 more homes for sale in Madeira →Search Madeira on the map
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About this home
Madeira
To-be-built AR Homes Bella Vista in Madeira at St. Augustine. This thoughtfully designed home showcases elegant, open-concept living with the exceptional craftsmanship AR Homes is known for. The Bella Vista floor plan offers spacious living areas, a private owner's suite, and well-appointed secondary bedrooms--perfect for both everyday comfort and entertaining. Outdoor living features, including pool, screen enclosure, and outdoor kitchen, are not included. This allows buyers the flexibility to design and add outdoor living options to suit their personal preferences. Buyers will also have the opportunity to select colors and finishes and may customize this plan or choose an alternative floor plan from the AR Homes collection, creating a truly personalized home. Ideally located in the desirable Madeira at St. Augustine, close to historic downtown, beaches, shopping, and dining. Pricing and features subject to change based on final selections.
Next steps in Madeira
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park16 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area11 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 2 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 0.8 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Center9 min drive · Basketball
Closest grocery store
Winn-Dixie4 min drive · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Apr 29, 2026Listed$1,634,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $348/sq ft; this home is listed at $521/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 463 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMES | Oct 2026 | $960,000 | $385 | 4/3 | 2,496 | 179 | 0.2 |
| 200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLC | Sep 2026 | $749,059 | $321 | 3/2.5 | 2,334 | 0 | 0.2 |
| 491 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMES | Sep 2026 | $1,099,900 | $348 | 3/2.5 | 3,164 | 149 | 0.2 |
| 249 Pasarela Drive, St. Augustine, FL 32095Listed by ROUND TABLE REALTY | Aug 2026 | $1,150,000 | $363 | 3/2.5 | 3,166 | 242 | 0.2 |
| 505 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMES | Apr 2026 | $918,167 | $345 | 4/3 | 2,661 | 138 | 0.2 |
| 479 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMES | Mar 2026 | $1,031,909 | $280 | 4/3.5 | 3,679 | 105 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARCUS ALLEN REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Madeira
Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Madeira homes for sale →Keep looking
More homes in Madeira
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For Sale890 Pantano DriveSt. Augustine, FL 32095
4 bd · 4.5 ba · 4,063 sq ft
$1,549,000Est. $8,244/mo: **Available Spring 2027** Toll Brothers has developed our most tranquil and natural piece of property to date in the…
Listing Office: jacksonville tbi realty, llc
Pending958 Pantano DriveSt. Augustine, FL 32095
4 bd · 4.5 ba · 4,055 sq ft
$1,409,000Est. $7,499/mo**Available Early 2027** Toll Brothers has developed our most tranquil and natural piece of property to date in the…
Listing Office: jacksonville tbi realty, llc
For Sale128 Pantano DriveSt. Augustine, FL 32095
4 bd · 3 ba · 3,249 sq ft
$1,933,080Est. $10,289/moThis home can be built on this beautiful piece of property within Madeira! The Egret V is a thoughtfully crafted and…
Listing Office: ici select realty, inc.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines