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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Madeira, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·249 days on market·Madeira

958 Pantano Drive

St. Augustine, FL 32095

$1,409,000$347/sqftEst. $7,805/moMLS# 2113008
4
Beds
4.5
Baths
4,055
Sq Ft
2026
Built
3
Garage
No
Pool

41 more homes for sale in Madeira →Search Madeira on the map

HOA $143/moSingle Family Residence2 storiesNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Madeira

**Available Early 2027** Toll Brothers has developed our most tranquil and natural piece of property to date in the brilliantly-located, exclusive, gated community of Madeira in St Augustine. 5 minutes from downtown and 10 minutes from Vilano Beach. New construction from Toll Brothers! This popular 2-story home will sit comfortably on a 90' wide home site on gorgeous, dense preserve with room for a pool. Featuring metal roof, 20' tall ceilings in the great room that yell WOW! Gourmet kitchen with gas cooktop and soft-close cabinet doors and drawers, expanded primary bedroom and covered lanai, front balcony, 2-story gas fireplace, paver driveway and lanai, epoxy garage floors, and 16' wide sliding glass doors that open to a spectacularly private view. Home sites are select-cleared to save as many of the natural trees as possible. It's absolutely stunning. Call today to schedule your private tour!

Next steps in Madeira

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,805
Property taxesest. at asking price, St. Johns County$1,875
HOAbilled monthly$143
Estimated total, before insurance$9,822/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,409,000
$281,800
Loan Term
Monthly Payment
$7,805
Principal & Interest: $7,805
Property taxes (est.): $1,875
Insurance (est.): $939
Estimated Total Monthly
$10,619
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $363/sq ft; this home is listed at $347/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
544 Pantano Drive, St. Augustine, FL 32095Listed by MARCUS ALLEN REALTY, LLCMar 2026$2,250,000$5214/4.54,3163660.4
491 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMESSep 2026$1,099,900$3483/2.53,1641490.5
249 Pasarela Drive, St. Augustine, FL 32095Listed by ROUND TABLE REALTYAug 2026$1,150,000$3633/2.53,1662420.6
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504631.2
213 Twenty-First Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLCJun 2026$1,865,000$5964/4.53,131471.7
108 Canopy Hall Drive, St. Augustine, FL 32095Listed by WATSON REALTY CORPJun 2026$1,533,555$3565/54,309302

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,409,000
Price / Sq Ft$347
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,055
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address958 Pantano Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Dimensions90' wide
Parcel Number0734331000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionMany Trees, Wooded
Patio / PorchCovered, Patio
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 7, 2026
Days on Market246
HOA Fees$142.5 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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