Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Madeira, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·204 days on market·Madeira

958 Pantano Drive

St. Augustine, FL 32095

$1,409,000$347/sqftEst. $7,244/moMLS# 2113008

Beds

Baths

4,055

Sq Ft

2026

Built

Garage

Pool

About this home

Madeira

**Available Early 2027** Toll Brothers has developed our most tranquil and natural piece of property to date in the brilliantly-located, exclusive, gated community of Madeira in St Augustine. 5 minutes from downtown and 10 minutes from Vilano Beach. New construction from Toll Brothers! This popular 2-story home will sit comfortably on a 90' wide home site on gorgeous, dense preserve with room for a pool. Featuring metal roof, 20' tall ceilings in the great room that yell WOW! Gourmet kitchen with gas cooktop and soft-close cabinet doors and drawers, expanded primary bedroom and covered lanai, front balcony, 2-story gas fireplace, paver driveway and lanai, epoxy garage floors, and 16' wide sliding glass doors that open to a spectacularly private view. Home sites are select-cleared to save as many of the natural trees as possible. It's absolutely stunning. Call today to schedule your private tour!

Cost to own

Mortgage calculator

Home Price

$1,409,000

Down Payment: 20%

$281,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$7,244

Principal & Interest: $7,244

Property taxes (est.): $1,875

Insurance (est.): $939

Estimated Total Monthly

$10,058

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$7,244

Property taxesest. at asking price, St. Johns County$1,875

HOAbilled monthly$143

Estimated total, before insurance$9,261/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$1,409,000

Price / Sq Ft$347

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,055

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address958 Pantano Drive, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionMadeira

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Dimensions90' wide

Parcel Number0734331000

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)