This home is in Madeira, St. Augustine.

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Pending

Pending·96 days on market·Madeira

249 Pasarela Drive

St. Augustine, FL 32095

$1,265,000$400/sqftEst. $6,733/moMLS# 2113033

Beds

Baths

3,166

Sq Ft

2024

Built

Garage

Yes

Pool

About this home

Madeira

Experience a luxury lifestyle at 249 Pasarela Dr. This like-new construction by Mastercraft in St. Augustine's premiere gated communities is pristine and move-in-ready. Imagine stepping into a home where every detail has been meticulously and thoughtfully upgraded, including smart home integration that elevate your living experience. The 3166 sq ft interior boasts an open floor plan that features recent upgrades of custom closet organization, a gourmet kitchen with pull-out trays, custom window treatments, water softener and a whole-home audio system that enhances the ambiance. Pristine stone countertops, stainless steel appliances, wine fridge, and expansive walk in pantry, even contains a fridge, so entertaining friends and family is a breeze. The primary suite offers a relaxing retreat with a spa-inspired bathroom. Illuminated bathroom mirrors create a luxurious atmosphere in the 2nd bath. A teen retreat connects two bedrooms, one with a built-in Murphy bed, while a fourth

Cost to own

Mortgage calculator

Home Price

$1,265,000

Down Payment: 20%

$253,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,430

Principal & Interest: $6,430

Est. Taxes & Insurance: $1,607

Estimated Total Monthly

$8,037

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,733

Property taxesest. at asking price, St. Johns County$1,683

HOAbilled quarterly$142

Estimated total, before insurance$8,558/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $976,100 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$985,438	$698,135	—
2024	$175,000	$175,000	—
2023	$115,000	$115,000	—

2024 property taxes (current owner): $6,733/yr

Estimated taxes if purchased at asking price: ~$20,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.