This home is in Madeira, St. Augustine.

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Pending

Pending·247 days on market·Madeira

200 Tesoro Terrace

St. Augustine, FL 32095

$739,059$317/sqftEst. $3,934/moMLS# 2117435

Beds

Baths

2,334

Sq Ft

2026

Built

Garage

Pool

About this home

Madeira

Imagine yourself moving into this stunning Dostie Homes Colina model — a perfect blend of luxury and comfort that's ready for you TODAY! Nestled on a spacious 75x220 lake/preserve site in the prestigious Marshes at Madeira, just 15 minutes from vibrant Downtown St. Augustine and beautiful area beaches, this home offers the ultimate Florida lifestyle. Step inside to discover 2,334 sqft of beautifully designed space featuring soaring 10-11 ft ceilings and luxurious vinyl tile floors throughout. The open floorplan is ideal for entertaining, with a gourmet kitchen boasting GE profile appliances, a large island, walk-in pantry, and breathtaking wall-to-wall lake and preserve views from the café/dining area. Relax in the elegant master suite with serene lake views, a luxurious bathroom, and a spacious walk-in closet. Need a workspace? The flexible office space is perfect for remote work or hobbies. The gathering room, filled with natural light, seamlessly connects to a large covered l

Cost to own

Mortgage calculator

Home Price

$739,059

Down Payment: 20%

$147,812

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,757

Principal & Interest: $3,757

Est. Taxes & Insurance: $939

Estimated Total Monthly

$4,696

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,934

Property taxesest. at asking price, St. Johns County$983

HOAbilled quarterly$139

Estimated total, before insurance$5,056/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,004,500 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$175,000	$175,000	—
2024	$175,000	$175,000	—
2023	$115,000	$115,000	—

2024 property taxes (current owner): $6,733/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$739,059

Price / Sq Ft$317

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,334

Acres0.27 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

Direction FacesEast

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address200 Tesoro Terrace, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionMadeira

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size11,761.2 sq ft

Parcel Number0734330350

ZoningPUD

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Management - Off Site, Management- On Site

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, HVAC, Insulation, Roof, Water Heater, Windows

ParkingAttached, Garage, Garage Door Opener, On Street

ViewPond, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Split System

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Security System Owned, Smoke Detector(s)