This home is in Jacksonville.
Active Under Contract·124 days on market
10800 Old St. Augustine Road 705
Jacksonville, FL 32257
About this home
Jacksonville
NEWLY RENOVATED! SELLER CONTRIBUTING 2K CLOSING COSTS! You don't want to miss out on this beautiful Mandarin 2 bedroom, 2 bath condo that you can call home for under 200K. Entering the condo you will notice the new floors throughout the home with an open concept kitchen / living room where you will have the perfect home for entertaining friends and family. Walking into the open kitchen you notice the new appliances, backsplash, countertops and more. Through the kitchen is your spacious laundry room and plenty of storage. The sliding glass back door that is located in the living room takes you out to a patio accompanied by a fenced in yard that you and your neighbors share. The large master ensuite is equipped with a walk in closet and an attached bathroom that is completely updated with a new vanity with plenty of counter space, a new shower, tile, and lighting. The high ceilings throughout makes the space so spacious. You do not want to miss out on this opportunity in a prime location
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $151,500 | $88,193 | — |
| 2024 | $135,000 | $92,500 | ▲ $7,000 |
| 2023 | $128,000 | $128,000 | — |
| 2022 | $128,000 | $128,000 | — |
| 2021 | $108,000 | $100,100 | — |
| 2020 | $91,000 | $91,000 | — |
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 13, 2026Active Under Contract$185,000
- Apr 28, 2026Listed$185,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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