Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.

1 / 26

Sold

Sold·Closed Oct 7, 2026·19 days on market·Recent sales in Lake Mandarin·Lake Mandarin

3554 Tiara Way W

Jacksonville, FL 32223

$170,000sold priceListed at $205,000 · 82.9% of asking$179/sqftMLS# 2163418

Beds

Baths

948

Sq Ft

1984

Built

Garage

Pool

5 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

FEMA Zone XHOA $19/mo3,920 sqft lotTownhouse1 story

About this home

Lake Mandarin

Welcome home to this 2-bedroom, 2-bath townhome in the heart of Mandarin--offering an affordable opportunity to own a home with a garage, private backyard, and plenty of potential to make it your own! The comfortable, functional floor plan features a spacious family room, generously sized bedrooms, and an eat-in kitchen with a breakfast bar for casual dining. With two full baths and room to spread out, the layout works equally well for everyday living, guests, or a home office. Step outside to the screened lanai--an ideal spot for morning coffee, evening relaxation, or enjoying Florida's year-round outdoor lifestyle. Beyond the lanai, the fully fenced backyard offers surprising space and privacy for pets, gardening, entertaining, or creating your own outdoor retreat. An attached one-car garage adds even more convenience and storage.

Next steps in Lake Mandarin

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$934

Property taxesest. at asking price, Duval County$278

HOAbilled annually$19

Estimated total, before insurance$1,231/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,177/yr · $98/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mickler's Landing Beachfront Park
about 16 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve
13 min drive · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Ramp
about 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Area
about 2 mi · St. Johns River
Closest youth league fields
Burnett Park
9 min drive · Baseball, Softball
Closest grocery store
Publix
about 0.8 mi · 11250 St Augustine Rd, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,177/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Oct 8, 2026Closed$205,000
Sep 20, 2026Active Under Contract$205,000
Sep 3, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $216/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
3416 Islander Way, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE	Aug 2026	$249,000	$220	2/2	1,130	96	0.1
11432 Godfrey Way, Jacksonville, FL 32223Listed by ONE REALTY CORP	May 2026	$125,000	$116	3/2	1,082	12	0.1
3606 Chappi Way, Jacksonville, FL 32223Listed by WATSON REALTY CORP	May 2026	$222,000	$239	2/1	930	2	0.1
11432 Skipjack Way S, Jacksonville, FL 32223Listed by WATSON REALTY CORP	Jul 2026	$240,000	$225	3/2	1,068	69	0.2
3404 Islander Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS	Apr 2026	$240,000	$258	2/1	930	6	0.2
3335 Catamaran Way, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC	Jul 2026	$235,000	$220	3/2	1,068	80	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000

Price / Sq Ft$216

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage948

Acres0.09 acres

Year Built1984

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusClosed

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCrown Point

MiddleMandarin

HighMandarin

Community Information

Address3554 Tiara Way W, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionLake Mandarin

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size3,920.4 sq ft

Parcel Number1564118262

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Exterior

Patio / PorchRear Porch, Screened

FencingBack Yard, Wood

RoofShingle

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedSeptember 4, 2026

Days on Market19

HOA Fees$233 / Annually

HOA FrequencyAnnually

Tax Amount$1,177.14

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Sold by: FUTURE HOME REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Keep looking

More homes in Lake Mandarin

View all Lake Mandarin homes →