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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Sep 8, 2026·82 days on market·Recent sales in Mandarin

4596 Cabbage Pond Drive

Jacksonville, FL 32257

$259,000sold priceListed at $259,000 · 100% of asking$196/sqftMLS# 2140968
3
Beds
2
Baths
1,320
Sq Ft
1994
Built
2
Garage
No
Pool
FEMA Zone XHOA $198/moTownhouse1 story

About this home

Jacksonville

Welcome to this charming 3-bedroom townhouse located in the highly desirable Mandarin area of Jacksonville! This well-maintained home offers comfortable living with a spacious layout, a 2-car garage, and a screened patio, perfect for relaxing or enjoying Florida evenings. The community provides low-maintenance living with HOA amenities that include lawn service and access to a community pool, giving you more time to enjoy your home and surroundings. Conveniently situated near shopping, dining, and major roadways, this home offers both comfort and accessibility in one of Jacksonville's most established areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,435
Property taxesest. at asking price, Duval County$423
HOAbilled quarterly$198
Estimated total, before insurance$2,056/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$259,000
$51,800
Loan Term
Monthly Payment
$1,435
Principal & Interest: $1,435
Property taxes (est.): $423
Insurance (est.): $173
Estimated Total Monthly
$2,030
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,577 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$221,929$0—
2024$222,237$0▲ $5,744
2023$207,940$0—
2022$188,550$0—
2021$150,445$0—
2020$145,950$0▲ $13,557

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 9, 2026Closed$259,000
  • Aug 11, 2026Pending$259,000
  • Aug 6, 2026Price change$259,000−$5,900
  • Jul 14, 2026Price change$264,900−$7,100
  • May 20, 2026Listed$272,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10800 Old St. Augustine Road 705, Jacksonville, FL 32257Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$180,000$1522/21,1821060.8
4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,4941800.8
4023 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,494940.8
3554 Tiara Way W, Jacksonville, FL 32223Listed by ERA ONETEAM REALTYOct 2026$170,000$1792/2948191.4
3416 Islander Way, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$249,000$2202/21,130961.5
3361 Mandarin Glen Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$238,000$1763/2.51,352711.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,320
Year Built1994
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4596 Cabbage Pond Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSouthern Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1564210288

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDryer, Electric Oven, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened

Additional Information

Date ListedMay 20, 2026
Days on Market82
HOA Fees$595 / Quarterly
HOA FrequencyQuarterly
HOA NameSouthern Villas
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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