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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

$269,000Sold2 bd · 2.5 ba · 1,304 sq ft

Sold·Closed Nov 2, 2026·4 days on market·Recent sales in Mandarin

3519 Woodwards Cove Court

Jacksonville, FL 32223

$269,000sold priceListed at $269,000 · 100% of asking$206/sqftMLS# 2162538
2
Beds
2.5
Baths
1,304
Sq Ft
1991
Built
1
Garage
No
Pool
FEMA Zone XHOA $95/mo4,356 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

Now is your chance to own lakefront property in Jacksonville! This beautiful home features a gorgeous view of the natural spring fed Mandarin Lake. Enjoy your morning coffees and time off grilling and entertaining on the newly sealed deck. For the more adventurous, kayaks and non-motorized boats are welcome with optional storage available. Back inside you'll continue to enjoy the natural light in your spacious living room and modern kitchen with marble countertops and stylish backsplash. This home has been freshly painted from top to bottom for a fresh start for the next owners and hosts 2 bedrooms and 2 bathrooms with an oversized loft upstairs. Very low maintenance home in a quiet neighborhood, tucked away from San Jose which hosts excellent restaurants, groceries, and easy access to 295 and greater Jacksonville, as well as, Fruit Cove/St.Johns.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,467
Property taxesest. at asking price, Duval County$439
HOAbilled quarterly$95
Estimated total, before insurance$2,001/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,805/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,540 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,805/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 4, 2026Closed$269,000
  • Oct 12, 2026Pending$269,000
  • Sep 2, 2026Active Under Contract$269,000
  • Aug 29, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3554 Tiara Way W, Jacksonville, FL 32223Listed by ERA ONETEAM REALTYOct 2026$170,000$1792/2948190.3
3361 Mandarin Glen Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$238,000$1763/2.51,352710.5
4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,4941800.5
4023 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,494940.6
10800 Old St. Augustine Road 705, Jacksonville, FL 32257Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$180,000$1522/21,1821060.7
10396 Bigtree Circle, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATEOct 2026$192,500$1213/2.51,5961441.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$206
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,304
Acres0.10 acres
Year Built1991
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3519 Woodwards Cove Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionAndover Place
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size4,356 sq ft
Parcel Number1563126026

Amenities

AmenitiesMaintenance Grounds, RV/Boat Storage
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDisposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchDeck, Rear Porch
FencingBack Yard
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 29, 2026
Days on Market4
HOA Fees$285 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,805.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOU MORALES REALTY INC

Sold by: AMY ROSE, BROKER (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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