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This home is in St. Johns.

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Active

Active·235 days on market

504 Kenwood Street

St. Johns, FL 32259

$750,000$207/sqftEst. $3,824/moMLS# 2098031

Beds

Baths

3,625

Sq Ft

2012

Built

Garage

Pool

About this home

St. Johns

Welcome home to a beautifully maintained home nestled in a quiet, family-friendly neighborhood in highly sought-after Saint Johns, FL. Includes a one year home warranty. . As you drive up the charming courtyard park in the 3 car extended garage and enter into a grand foyer with soaring ceilings, extended doors, elegant double crown molding, abundant natural light and rich hardwood floors. 5th bedroom could be huge game/bonus room .Gourmet kitchen featuring a generous center island, double ovens, breakfast bar and back-splash. Large family room with Fireplace/Mantel leading to your private oasis facing the preserve for your privacy. Seller providing allowance for new flooring in master bedroom and stepdown on patio. New gutters. Great area for walks and bike rides. Close to schools and shopping areas. no seller fin, subject to, terms or any creative financing

Cost to own

Mortgage calculator

Home Price

$750,000

Down Payment: 20%

$150,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,824

Principal & Interest: $3,824

Property taxes (est.): $998

Insurance (est.): $500

Estimated Total Monthly

$5,322

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,824

Property taxesest. at asking price, St. Johns County$998

HOAbilled quarterly$152

Estimated total, before insurance$4,974/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,721/yr · $393/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$684,443	$356,388	—
2024	$674,832	$345,637	—
2023	$615,864	$334,114	—
2022	$546,210	$322,926	—
2021	$410,951	$312,064	—
2020	$393,146	$307,065	—

2024 property taxes (current owner): $4,721/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Dec 11, 2025Listed$750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$750,000

Price / Sq Ft$207

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,625

Acres0.28 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address504 Kenwood Street, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionThe Colony At Greenbriar

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Parcel Number0017510340

Amenities

AmenitiesPool, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Trash Compactor

HeatingCentral, Electric

CoolingCentral Air

FlooringConcrete, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)