This home is in Jacksonville.

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Active

Active·98 days on market

13200 Mandarin Road

Jacksonville, FL 32223

$10,500,000$1580/sqftEst. $53,536/moMLS# 2140871

Beds

Baths

6,644

Sq Ft

1975

Built

Garage

Yes

Pool

About this home

Jacksonville

Extraordinary and rare opportunity less than 30 minutes to Downtown Jacksonville. This resort-style, gated equestrian estate spans approximately 8.7 acres in the heart of Mandarin. The 2-story all-brick traditional home is complemented by 3-stall stables, tack barn, and feed room. Enjoy a private tennis/pickleball court with gazebo, screened pool, pool house, and party room with bath. Six garage bays plus workshop, greenhouse, and garden complete the grounds.Inside, the updated residence features stunning hardwood floors throughout both levels, 5 bedroom suites--including a private nanny -guest suite and a library/office & bath.Nearly every room captures breathtaking views of the St. Johns River. A croquet-quality manicured lawn spans over 200' of bulkheaded riverfront. Dock access from the pool house includes a covered boat lift and jet ski lifts.Unmatched privacy and amenities with shopping and dining just minutes away, an exceptional lifestyle property rarely found so close in.

Cost to own

Mortgage calculator

Home Price

$10,500,000

Down Payment: 20%

$2,100,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$53,536

Principal & Interest: $53,536

Property taxes (est.): $17,145

Insurance (est.): $7,000

Estimated Total Monthly

$77,681

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$53,536

Property taxesest. at asking price, Duval County$17,145

Estimated total, before insurance$70,681/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$45,239/yr · $3,770/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$3,447,619	$2,517,424	—
2024	$3,284,141	$2,445,769	▲ $38,627
2023	$3,295,640	$2,373,077	—
2022	$2,472,746	$2,302,502	—
2021	$2,283,983	$2,233,983	—
2020	$2,256,183	$2,206,183	▲ $1,419

2025 property taxes (current owner): $45,239/yr

Estimated taxes if purchased at asking price: ~$205,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 20, 2026Listed$10,500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$10,500,000

Price / Sq Ft$1,580

Bedrooms5

Bathrooms7.00

Full Baths6

Half Baths2

Square Footage6,644

Total Structure Area11,547 sq ft

Acres8.70 acres

Year Built1975

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages6

# of Carport Spaces2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryLoretto

MiddleMandarin

HighMandarin

Community Information

Address13200 Mandarin Road, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionSection Land

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size378,972 sq ft

Lot Dimensions225' (W) X 1690

Parcel Number1059350000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected, Propane

SewerPrivate Sewer, Septic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Attached, Carport, Circular Driveway, Detached, Garage, Garage Door Opener, Gated, RV Access/Parking, Secured

ViewRiver

Waterfront TypeNavigable Water, No Fixed Bridges, Ocean Access, River Access, River Front, Seawall

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Wine Cooler

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces5

Fireplace FeaturesGas, Wood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)