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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Marco, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·Listed today·San Marco

1616-1636 River Road

Jacksonville, FL 32207

$9,750,000$600/sqftEst. $53,581/mo mortgageMLS# 2170562
20
Beds
21
Baths
16,244
Sq Ft
2009
Built
—
Garage
No
Pool

28 more homes for sale in San Marco →Search San Marco on the map

HOA $8685/mo1.16 acresWaterfrontMulti Family

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

San Marco

1616, 1624 & 1636 River Road offer a rare waterfront multifamily investment/development opportunity just a short walk from the restaurants, cafes, and boutiques of San Marco Square. The six unit building and two vacant parcels are positioned along the St. Johns River, with each renovated residence including its own private boat slip. The penthouse units feature expansive front balconies overlooking the river, showcasing breathtaking views that stretch from Downtown Jacksonville to Riverside. Lower walk out residences offer screened lanais that open directly onto the shared riverfront promenade, complete with a fire pit and grill pavilion offering perfection to relax or entertain along the water. Thoughtfully updated interiors provide a move in ready option, blending modern comfort with the charm of one of Jacksonville's most desirable historic neighborhoods and the natural beauty of the St. Johns River. This listing combines MLS 2164397 with added parcels 0805040010 & 080505000.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$53,581
Property taxesest. at asking price, Duval County$15,920
HOAbilled monthly$8,685
Estimated total, before insurance$78,186/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$98,862/yr · $8,238/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$9,750,000
$1,950,000
Loan Term
Monthly Payment
$53,581
Principal & Interest: $53,581
Property taxes (est.): $15,920
Insurance (est.): $6,500
Estimated Total Monthly
$76,001
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $98,862/yr

Estimated taxes if purchased at asking price: ~$191,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$9,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$9,750,000
Price / Sq Ft$600
Bedrooms20
Bathrooms21.00
Full Baths18
Half Baths6
Square Footage16,244
Acres1.16 acres
Year Built2009
TypeResidential Income
Sub-TypeMulti Family
StatusActive
# of Carport Spaces8
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1616-1636 River Road, Jacksonville, FL 32207
Area011-San Marco
SubdivisionSan Marco
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size50,703.84 sq ft
Parcel Number0806191025, 0805040010, 0805050000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Covered, Off Street, Secured
ViewBridge(s), City, River
Waterfront TypeRiver Front, Seawall

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringStone, Tile, Vinyl
FireplaceYes
# of Fireplaces6
Fireplace FeaturesGas
LevelsOne, Two
LaundryIn Unit
SecurityEntry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Secured Lobby, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock, Fire Pit, Outdoor Kitchen
Lot DescriptionHistoric Area
FencingFenced
RoofMembrane
ConstructionConcrete, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 23, 2026
Days on Market1
HOA Fees$8,685.33 / Monthly
HOA FrequencyMonthly
Tax Amount$98,861.61
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Marco

San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all San Marco homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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