This home is in Jacksonville — a waterfront home in Jacksonville.
$3,295,0006 bd · 6.5 ba · 5,321 sq ft
Active·47 days on market
3230 Julington Creek Road
Jacksonville, FL 32223
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to a truly exceptional waterfront retreat set on 1.57 acres along the river. A tree-lined drive beneath majestic oaks welcomes you to this completely remodeled and redesigned Southern Coastal-Style residence, where timeless character meets modern luxury. The main home offers 5,321 SF with 6 bedrooms and 6.5 bathrooms, plus a 720 SF accessory dwelling unit above the 3-car garage, for a total of 6,041 SF of living space. The beautifully appointed grounds create a private resort-like setting with a sparkling pool and spa, dedicated pickleball court, and waterfront dock and boathouse equipped with a 13,000-lb. Tide Tamer boat lift. Extensively renovated in 2022, this remarkable property offers an exceptional blend of privacy, recreation, and sophisticated indoor-outdoor living, with ample space for both everyday enjoyment and entertaining. See Special Features under Documents.
The home, continued
The facts
Arrival
- Style
- Other
- Built
- 1968
- Lot
- 1.57 acres · 100 x 560
- Construction
- Brick, Fiber Cement · Shingle roof
- Garage
- 3 spaces · Garage, Garage Door Opener
- Security
- Security Gate, Smoke Detector(s)
The home, continued
The facts
Living and kitchen
- Living area
- 5,321 sq ft
- Levels
- Two
- Flooring
- Wood
- Fireplaces
- 1 · Gas
- Kitchen
- Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
- Interior
- Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
The home, continued
The facts
The suites
- Bedrooms
- 6
- Baths
- 6 full · 1 half
The home, continued
The facts
Outside
- Pool
- In Ground
- Water
- River Access, River Front, Seawall
- View
- Creek/Stream, Pool
- Porches
- Deck
- Exterior
- Balcony, Boat Lift, Dock, Fire Pit
- Other structures
- Boat House
The home, continued
The facts
The rest of the house
- Heating
- Central
- Cooling
- Central Air, Multi Units
- Laundry
- In Unit, Lower Level
- Water and sewer
- Public, Well · Septic Tank
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Mostly Zone X: 86% of this 1.6-acre lot is outside FEMA's high-risk flood zones
The other 14% is Zone AE (14%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1968)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,616 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 16 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 0.6 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 0.5 mi · Julington Creek
Closest youth league fields
Walter Anderson Memorial Parkabout 1 mi · Baseball, Football, Softball
Closest grocery store
The Fresh Marketabout 0.4 mi · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $17,509/yr
Estimated taxes if purchased at asking price: ~$64,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 16, 2026Price change$3,295,000−$190,000
- Sep 21, 2026Active$3,485,000
- Sep 15, 2026Listed$3,485,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $619/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12683 Julington Oaks Drive, Jacksonville, FL 32223Listed by INSPIRED REALTY LLC | Dec 2025 | $705,000 | $189 | 5/3.5 | 3,737 | 29 | 0.7 |
| 12818 Micanopy Lane, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2025 | $1,095,000 | $288 | 4/4 | 3,806 | 21 | 0.7 |
| 1543 Wentworth Avenue, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2025 | $1,825,000 | $417 | 5/3.5 | 4,377 | 26 | 0.7 |
| 1863 Bishop Estates Road, St. Johns, FL 32259Listed by NON MLS (realMLS) | Feb 2026 | $2,195,000 | $478 | 5/5.5 | 4,589 | 3 | 0.8 |
| 3728 Mosswood Court, Jacksonville, FL 32223Listed by FLUID REALTY, LLC. | Nov 2026 | $940,000 | $205 | 4/4.5 | 4,592 | 233 | 0.9 |
| 14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Jun 2026 | $1,550,000 | $360 | 5/3.5 | 4,305 | 170 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Section Land
For Sale1960 Beach AvenueAtlantic Beach, FL 32233
4 bd · 3 ba · 4,012 sq ft
$3,500,000Est. $18,628/moExperience coastal living at it's finest in this stunning 4 bedroom, 3 bathroom home offering 4,012 beautifully…
Listing Office: christie's international real estate first coast
For Sale5127 Lourcey RoadJacksonville, FL 32257
3 bd · 2 ba · 1,674 sq ft
$1,800,000Est. $9,580/moDiscover a rare 10.6-acre estate offering the flexibility to enjoy as a private family retreat, turnkey equestrian…
Listing Office: ponte vedra club realty, inc.
For Sale5200 Morse AvenueJacksonville, FL 32244
3 bd · 3.5 ba · 3,039 sq ft
$1,399,000Est. $7,446/moBring your vision for country living to this approximately 10.5-acre Jacksonville property featuring a log cabin home,…
Listing Office: rare real estate llc
For Sale2411 US Highway 301Jacksonville, FL 32234
4 bd · 3 ba · 2,244 sq ft
$1,395,000Est. $7,425/moCreate Your Own Wilderness Retreat! 2244 SF Main House + 520 SF Guest House! Escape to 13.39 acres behind a private…
Listing Office: watson realty corp
Keep looking
Similar homes in Jacksonville
Explore the area
More in Mandarin
Mandarin guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
11/7/2026
10:00 am - 1:00 pm