This home is in Jacksonville.

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5127 Lourcey Road

Jacksonville, FL 32257

$1,800,000$1075/sqftEst. $9,580/moMLS# 2155690

Beds

Baths

1,674

Sq Ft

1971

Built

Garage

Pool

About this home

Jacksonville

Discover a rare 10.6-acre estate offering the flexibility to enjoy as a private family retreat, turnkey equestrian property, or exceptional development opportunity. The property features a residence and barn, making it ideal as a horse farm, farmette, or estate for a variety of qualifying agricultural uses. Surrounded by majestic trees, tranquil ponds, abundant wildlife, and open spaces, it offers unmatched privacy and natural beauty. Builders and developers will appreciate the opportunity to create an exclusive enclave of eight approximately one-acre luxury homesites. Engineering, permitting, and approvals through JEA, the St. Johns River Water Management District, and the City of Jacksonville are already complete, significantly reducing development time. Conveniently located just one mile from Interstate access and only 10 miles from Downtown Jacksonville, this unique property combines peaceful country living with outstanding accessibility.

Cost to own

Mortgage calculator

Home Price

$1,800,000

Down Payment: 20%

$360,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$9,149

Principal & Interest: $9,149

Est. Taxes & Insurance: $2,287

Estimated Total Monthly

$11,436

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,580

Property taxesest. at asking price, Duval County$2,939

Estimated total, before insurance$12,519/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,416/yr

Estimated taxes if purchased at asking price: ~$35,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,499 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History