Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·93 days on market

5127 Lourcey Road

Jacksonville, FL 32257

$1,800,000$1075/sqftEst. $9,970/moMLS# 2155690

Beds

Baths

1,674

Sq Ft

1971

Built

Garage

Pool

FEMA Zone XNo HOA10.72 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover a rare 10.6-acre estate offering the flexibility to enjoy as a private family retreat, turnkey equestrian property, or exceptional development opportunity. The property features a residence & barn, making it ideal as a horse farm, farmette, or estate for a variety of qualifying agricultural uses. Surrounded by majestic trees, tranquil ponds, abundant wildlife, and open spaces, it offers unmatched privacy & natural beauty. Builders and developers will appreciate the opportunity to create an exclusive enclave of eight approximately one-acre luxury homesites. Engineering, permitting, & approvals through JEA, the St. Johns River Water Management District, and the City of Jacksonville are already complete, significantly reducing development time. Conveniently located just one mile from Interstate access and only 10 miles from Downtown Jacksonville, this unique property combines peaceful country living with outstanding accessibility. Ask about preferred & discounted membership

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,970

Property taxesest. at asking price, Duval County$2,939

Estimated total, before insurance$12,909/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$1,800,000

Down Payment: 20%

$360,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$9,970

Principal & Interest: $9,970

Property taxes (est.): $2,939

Insurance (est.): $1,200

Estimated Total Monthly

$14,109

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,499 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Closest beach parking
16th Ave S
about 13 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve
about 5 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Ramp
about 2 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Access
about 3 mi · Goodby's Creek
Closest youth league fields
Turf House Jax
about 0.2 mi · Soccer

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Jul 16, 2026Listed$1,800,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $1,075/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
9592 Abby Glen Circle, Jacksonville, FL 32257Listed by KELLER WILLIAMS JACKSONVILLE	Oct 2026	$402,500	$221	3/2	1,818	39	0.7
5428 Downington Drive, Jacksonville, FL 32257Listed by EXIT INSPIRED REAL ESTATE	Oct 2026	$436,131	$212	4/2	2,057	14	1
10443 Osprey Nest Drive W, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERY	Oct 2026	$350,000	$223	3/2	1,571	26	1.2
9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLC	Sep 2026	$350,000	$172	5/2	2,036	166	1.2
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORS	Sep 2026	$390,000	$234	2/2	1,669	138	1.2
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLC	Oct 2026	$369,000	$202	3/2	1,828	80	1.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,800,000

Price / Sq Ft$1,075

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,674

Acres10.72 acres

Year Built1971

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMandarin Oaks

MiddleMandarin

HighAtlantic Coast

Community Information

Address5127 Lourcey Road, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionSection Land

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size466,832.52 sq ft

Parcel Number149079-0010

Amenities

UtilitiesElectricity Connected, Sewer Not Available

SewerSeptic Tank

Water SourceWell

ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Oven, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Exterior

Lot DescriptionAgricultural, Split Possible

Patio / PorchPatio

RoofShingle

Other StructuresBarn(s), Shed(s)

Additional Information

Date ListedJuly 16, 2026

Days on Market33

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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