This home is in Atlantic Beach — a pool home in Jacksonville.
Active·49 days on market
1960 Beach Avenue
Atlantic Beach, FL 32233
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Beach
Experience coastal living at it's finest in this stunning 4 bedroom, 3 bathroom home offering 4,012 beautifully updated living space. From the moment you step inside you'll experience the warmth and elegance of wood floors through out, soaring ceilings and the details of shiplap. This home offers 2 separate living areas and 2 private balconies, perfect for morning coffee and beautiful sunrises.Open concept floor plan with custom kitchen cabinets, butcher block counter tops and stainless steel appliances, looks over the living room with custom fireplace, with ocean views and large balcony. Owners added 432 sq feet of air conditioned space, perfect for a home gym or media room. The top floor is the primary suite with sitting area, elegant bathroom, walk in closet, with an ocean view balcony. This is a rare opportunity to own a truly exceptional coastal property. Key details include roof 3 years old, 3 A/C's and mini split 3 years old. Please see document tab for complete list.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,799 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Atlantic Beach 19th Street lot5 min drive · 14 parking spaces
Closest park or preserve
Dutton Island Preserve10 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park4 min drive · Baseball, Soccer
Closest grocery store
Publix7 min drive · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $31,235/yr
Estimated taxes if purchased at asking price: ~$68,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Listed$3,500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $872/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1936 Beach Avenue, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC | Oct 2026 | $2,000,000 | $553 | 4/4.5 | 3,617 | 45 | 0.1 |
| 1927 Beachside Court, Atlantic Beach, FL 32233Listed by RE/MAX SPECIALISTS PV | Dec 2025 | $3,000,000 | $837 | 4/3.5 | 3,583 | 193 | 0.1 |
| 1879 Beach Avenue, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Apr 2026 | $4,400,000 | $1,021 | 5/4.5 | 4,310 | 363 | 0.2 |
| 1810 Selva Grande Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Apr 2026 | $1,280,000 | $454 | 4/3.5 | 2,818 | 4 | 0.3 |
| 1978 Brista De Mar Circle, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIES | Oct 2026 | $1,225,000 | $364 | 4/3 | 3,364 | 63 | 0.4 |
| 2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,575,000 | $554 | 4/3.5 | 2,844 | 2 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines