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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Golf & CC, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 2, 2026·59 days on market·Recent sales in Jacksonville Golf & CC·Jacksonville Golf & CC

3817 Michaels Landing Circle

Jacksonville, FL 32224

$830,000sold priceListed at $899,000 · 92.3% of asking$317/sqftMLS# 2140772
4
Beds
3
Baths
2,617
Sq Ft
1996
Built
2.5
Garage
No
Pool

9 more homes for sale in Jacksonville Golf & CC →Search Jacksonville Golf & CC on the map

HOA $260/mo0.43 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville Golf & CC

Welcome to this beautifully renovated waterfront home in the highly sought-after Jacksonville Golf & Country Club. This 4-bedroom, 3-bath residence features a bright, open layout with updated finishes throughout, spacious living areas, and a cozy fireplace, all designed for comfortable everyday living and entertaining. The split floor plan offers added privacy, with an upstairs guest suite or fourth bedroom and full bath ideal for visitors or flexible living. The primary suite serves as a relaxing retreat with walk-in closets and a well-appointed bath featuring dual vanities, a soaking tub, and a separate shower. Enjoy peaceful water views from the oversized screened lanai, perfect for relaxing or hosting. Located in a gated community with golf, tennis, pickleball, and 24-hour security, this home offers a great combination of modern updates and sought-after lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,597
Property taxesest. at asking price, Duval County$1,355
HOAbilled quarterly$260
Estimated total, before insurance$6,213/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,891/yr · $574/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$830,000
$166,000
Loan Term
Monthly Payment
$4,597
Principal & Interest: $4,597
Property taxes (est.): $1,355
Insurance (est.): $553
Estimated Total Monthly
$6,506
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$724,502$357,399▲ $72,614
2024$652,346$346,620▲ $55,204
2023$617,978$335,068▲ $61,887
2022$535,071$323,853—
2021$451,009$312,965—
2020$430,355$307,954▲ $8,131

2025 property taxes (current owner): $6,891/yr

Estimated taxes if purchased at asking price: ~$16,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $344/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276620.4
12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$470,470$2544/21,855130.5
3845 Coastal Cove Circle, Jacksonville, FL 32224Listed by WATSON REALTY CORPSep 2026$485,000$2443/2.51,991210.5
12526 Ash Harbor Drive, Jacksonville, FL 32224Listed by MOXII PRO REALTYSep 2026$365,000$1584/2.52,313180.6
12197 Ripken Circle N, Jacksonville, FL 32224Listed by NEXTHOME ENDLESS SUMMERSep 2026$460,000$2243/22,05000.7
3121 Brettungar Drive, Jacksonville, FL 32246Listed by PURSUIT REAL ESTATE, LLCSep 2026$690,000$3213/32,15220.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$344
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,617
Acres0.43 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2.5
Has PoolNo
Is WaterfrontYes

Community Information

Address3817 Michaels Landing Circle, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJax Golf & Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size18,730.8 sq ft
Parcel Number1674566450

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePrivate
ParkingAdditional Parking, Garage
Waterfront TypeLake Front, Pond

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedApril 18, 2026
Days on Market59
HOA Fees$780 / Quarterly
HOA FrequencyQuarterly
HOA NameJacksonville Golf and Country Club
Tax Amount$6,890.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HASSLE-FREE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jacksonville Golf & CC

Jacksonville Golf & CC is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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