Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Golf & CC, Jacksonville — a golf course home in Jacksonville.

Photo 1 / 51
Active

Active·4 days on market·Jacksonville Golf & CC

13050 Fiddlers Creek Road S

Jacksonville, FL 32224

$950,000$344/sqftEst. $5,221/mo mortgageMLS# 2170059
4
Beds
3
Baths
2,765
Sq Ft
1993
Built
2
Garage
Yes
Pool

9 more homes for sale in Jacksonville Golf & CC →Search Jacksonville Golf & CC on the map

FEMA Zone XHOA $264/mo15,246 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Golf & CC

Welcome to the highly desirable Jacksonville Golf & Country Club community, where comfort, charm, and the Florida lifestyle come together. This beautiful 4-bedroom, 3-bathroom pool home on the golf course welcomes you with an abundance of natural light throughout and the incredible opportunity to create the home you've always envisioned. The open concept kitchen, living room, and breakfast nook create an inviting space for everyday living, complete with a fireplace, expansive windows, and beautiful views of the pool and golf course. The thoughtfully designed split bedroom floor plan offers both comfort and privacy. The spacious primary suite offers natural lighting, dual vanities and separate closets. Step outside to your backyard retreat, where a private pool overlooks the golf course, creating the perfect setting for relaxing and entertaining. A full bathroom with direct access to the pool area adds convenience for outdoor gatherings.

Next steps in Jacksonville Golf & CC

FollowNew Jacksonville Golf & CC homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,221
Property taxesest. at asking price, Duval County$1,551
HOAbilled quarterly$264
Estimated total, before insurance$7,036/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,517/yr · $626/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,221
Principal & Interest: $5,221
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,405
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,517/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $304/sq ft; this home is listed at $344/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3771 Hunt Club Road, Jacksonville, FL 32224Listed by INI REALTYSep 2026$817,500$3243/2.52,52430.1
13175 Wexford Hollow Road N, Jacksonville, FL 32224Listed by INI REALTYSep 2026$870,000$2925/4.52,984590.4
13096 Quincy Bay Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$515,000$2643/21,950110.6
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276620.6
3840 Michaels Landing Circle E, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$690,000$2844/32,4301730.8
3121 Brettungar Drive, Jacksonville, FL 32246Listed by PURSUIT REAL ESTATE, LLCSep 2026$690,000$3213/32,15220.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$344
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,765
Acres0.35 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address13050 Fiddlers Creek Road S, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJax Golf & Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size15,246 sq ft
Parcel Number1674552780
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage
ViewGolf Course

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionOn Golf Course
Patio / PorchRear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 20, 2026
Days on Market2
HOA Fees$792 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,517.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jacksonville Golf & CC

Jacksonville Golf & CC is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Jacksonville Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines