This home is in Jacksonville — a pool home in Jacksonville.
$470,470Sold4 bd · 2 ba · 1,855 sq ft
Sold·Closed Oct 2, 2026·13 days on market·Recent sales in Jacksonville
12561 Bent Bay Trail
Jacksonville, FL 32224
About this home
Jacksonville
Welcome to this upgraded, well maintained POOL home in Ashton Hills neighborhood! This ranch style home welcomes you with inviting pavers, covered front porch, spacious entrance and so much more. Updated kitchen with blue tones, solid surface countertops and expansive usable cabinets. Walk in and feel the spacious open floor plan. From a cozy sitting area, upgraded kitchen open to the family room. Spacious primary bedroom with nice sized bathroom. Three other bedrooms and one other full bathroom. Bedroom could be used as an office/flex space. Two car garage with garage door opener on a nice spacious fenced in yard. Screen in lanai with door opening to an outdoor oasis. Pool and deck well maintained. All appliances convey. No CDD and Low HOA in a prime location! VA assumption available, inquire!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,630 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Sea Walk Pavillion Iiabout 6 mi · 204 parking spaces
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 5 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 4 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Huffman Boulevard Parkabout 2 mi · Soccer
Closest grocery store
Publixabout 0.8 mi · 12620 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,063/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$495,000
- Aug 27, 2026Pending$495,000
- Aug 13, 2026Active Under Contract$495,000
- Jul 30, 2026Listed$495,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $254/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12635 Ashglen Drive N, Jacksonville, FL 32224Listed by SOVEREIGN REAL ESTATE GROUP | Oct 2026 | $342,500 | $230 | 3/2 | 1,490 | 200 | 0.1 |
| 12527 Ash Harbor Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $364,000 | $242 | 3/2 | 1,502 | 28 | 0.1 |
| 12253 Antoni Court, Jacksonville, FL 32224Listed by 1 REALTY CORP | Oct 2026 | $400,000 | $224 | 3/2 | 1,783 | 5 | 0.2 |
| 12178 Kimmel Court, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Oct 2026 | $377,500 | $210 | 3/2 | 1,798 | 77 | 0.4 |
| 4644 Blue Stream Lane S, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $410,000 | $245 | 3/2 | 1,671 | 38 | 0.5 |
| 3845 Coastal Cove Circle, Jacksonville, FL 32224Listed by WATSON REALTY CORP | Sep 2026 | $485,000 | $244 | 3/2.5 | 1,991 | 21 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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