This home is in Johns Creek, Jacksonville — a waterfront home in Jacksonville.
$533,000Sold4 bd · 3 ba · 2,495 sq ft
Sold·Closed Nov 10, 2026·12 days on market·Recent sales in Johns Creek·Johns Creek
12874 Winthrop Cove Drive
Jacksonville, FL 32224
9 more homes for sale in Johns Creek →Search Johns Creek on the map
About this home
Johns Creek
Welcome to peaceful Johns Creek living in a home where comfort, privacy, and beautiful surroundings come together. Tucked away on a quiet dead-end street, this 4-bedroom, 3-bath home offers just under 2,500 sq ft with serene pond views and a floor plan designed for the way you live. The main-level primary suite feels like a private retreat, with patio access, calming water views, and a walk-in closet featuring custom built-ins. Upstairs, a spacious bonus room with a full bath offers the flexibility for guests, a home office, media room or play space. Enjoy the peace of mind of a 1-year-old HVAC, 2-year-old water heater, and 2-year-old appliances, plus a convenient 2-car garage. Step outside to relax on the patio, watch the water, and enjoy the quiet of your established neighborhood setting. All this in vibrant Johns Creek, with beaches, parks, dining, shopping and everyday conveniences close by - giving you the rare combination of a tranquil home base and an easy, connected lifestyle.
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Sabout 5 mi · 27 parking spaces
Closest park or preserve
Dutton Island Preserve25 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Park11 min drive · Soccer
Closest grocery store
Publix5 min drive · 4765 Hodges Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:50 AM, sunset 5:30 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $451,257 | $296,609 | — |
2025 property taxes (current owner): $5,641/yr
Estimated taxes if purchased at asking price: ~$10,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 10, 2026Closed$539,000
- Oct 11, 2026Pending$539,000
- Sep 29, 2026Active$539,000
- Sep 15, 2026Listed$539,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12825 Kelsey Island Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORP | Oct 2026 | $506,000 | $269 | 4/2 | 1,884 | 3 | 0.2 |
| 13055 Brians Creek Drive, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Nov 2026 | $470,000 | $249 | 3/2 | 1,889 | 30 | 0.3 |
| 13062 Brians Creek Drive, Jacksonville, FL 32224Listed by SELECT REALTY LLC | Nov 2026 | $390,000 | $184 | 4/2 | 2,116 | 39 | 0.3 |
| 4455 Rocky River Road W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $529,100 | $274 | 3/2 | 1,932 | 33 | 0.3 |
| 13096 Quincy Bay Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $515,000 | $264 | 3/2 | 1,950 | 11 | 0.3 |
| 13060 Autumn River Road N, Jacksonville, FL 32224Listed by FLATFLEE.COM INC | Oct 2026 | $545,000 | $240 | 4/2 | 2,268 | 34 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
More homes in Johns Creek
For Sale13136 Quincy Bay DriveJacksonville, FL 32224
4 bd · 2 ba · 1,964 sq ft
$530,000Est. $2,821/moStep inside and immediately feel the difference! The open floor plan welcomes you with an abundance of natural light…
Listing Office: coldwell banker anabasis realty
For Sale4216 Chelsea Harbor Drive WJacksonville, FL 32224
3 bd · 2 ba · 1,905 sq ft
$550,000Est. $2,927/moNestled in the highly desirable Johns Creek community, this beautifully maintained home offers the perfect blend of…
Listing Office: berkshire hathaway homeservices florida network realty
Pending12808 Quincy Bay DriveJacksonville, FL 32224
4 bd · 3 ba · 2,484 sq ft
$550,000Est. $2,927/moPOOL, SPACE, UPDATES & MINUTES TO THE BEACH! This beautifully updated 4-bedroom, 3-bath Johns Creek home offers nearly…
Listing Office: nexthome endless summer
For Sale12784 Chets Creek Drive NJacksonville, FL 32224
3 bd · 2 ba · 1,905 sq ft
$524,900Est. $2,794/moUPDATED JOHNS CREEK HOME | NEWER ROOF | FENCED BACKYARD | COMMUNITY POOL | PRIME JACKSONVILLE LOCATION! Beautifully…
Listing Office: all american properties inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Johns Creek
Johns Creek guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines