This home is in Johns Creek, Jacksonville — a home near Atlantic Coast High School.
$506,000Sold4 bd · 2 ba · 1,884 sq ft
Sold·Closed Oct 27, 2026·3 days on market·Recent sales in Johns Creek·Johns Creek
12825 Kelsey Island Drive
Jacksonville, FL 32224
12 more homes for sale in Johns Creek →Search Johns Creek on the map
About this home
Johns Creek
Fantastic home with so many recent updates and upgrades, it feels like buying the builder's model, without the builder's price! This truly move-in-ready home needs nothing but its new owner. It's comfortable enough for everyday living while offering plenty of space to entertain friends and family. The sellers clearly did not intend on leaving anytime soon, and it shows in the care and improvements they've made throughout the home. Recent upgrades include a new driveway, new insulated garage door, and an updated wireless sprinkler system. The A/C was replaced in early 2026, the water heater is newer, and the roof was replaced in 2016. The primary bathroom received a beautiful new shower in 2025, and all light fixtures and ceiling fans throughout the home have been replaced. The beautiful kitchen features a tiled backsplash, plenty of room to cook and work, and a generously sized breakfast nook that makes the space just as inviting for morning coffee as it is for gathering with family
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2016 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,772 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Sabout 6 mi · 27 parking spaces
Closest park or preserve
Dutton Island Preserve25 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 3 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Park11 min drive · Soccer
Closest grocery store
Publixabout 1 mi · 12620 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:41 AM, sunset 5:38 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,979/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 27, 2026Closed$518,444
- Oct 12, 2026Pending$518,444
- Sep 21, 2026Active Under Contract$518,444
- Sep 18, 2026Active$518,444
- Sep 9, 2026Listed$518,444
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $269/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4455 Rocky River Road W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $529,100 | $274 | 3/2 | 1,932 | 33 | 0.5 |
| 13096 Quincy Bay Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Oct 2026 | $515,000 | $264 | 3/2 | 1,950 | 11 | 0.5 |
| 12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $692,000 | $304 | 4/3 | 2,276 | 62 | 0.5 |
| 3840 Michaels Landing Circle E, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $690,000 | $284 | 4/3 | 2,430 | 173 | 0.8 |
| 12635 Ashglen Drive N, Jacksonville, FL 32224Listed by SOVEREIGN REAL ESTATE GROUP | Oct 2026 | $342,500 | $230 | 3/2 | 1,490 | 200 | 0.9 |
| 12527 Ash Harbor Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $364,000 | $242 | 3/2 | 1,502 | 28 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
More homes in Johns Creek
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Pending12874 Winthrop Cove DriveJacksonville, FL 32224
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For Sale12808 Quincy Bay DriveJacksonville, FL 32224
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines