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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active

Active·Listed today

12456 Red Mill Court

Jacksonville, FL 32224

$495,000$251/sqftEst. $2,558/moMLS# 2163852
4
Beds
2
Baths
1,974
Sq Ft
1997
Built
2
Garage
No
Pool

About this home

Jacksonville

FULLY RENOVATED � HUGE BACKYARD � FLORIDA ROOM! Welcome to 12456 Redmill Ct, beautifully updated and tucked away on a quiet cul-de-sac in desirable Jacksonville 32224. Featuring one of the largest backyards in the community, this move-in-ready home offers a brand-new kitchen with Bosch dishwasher, updated primary bath with separate tub/shower, imported Italian porcelain tile, maple hardwood floors, new bedroom carpet with upgraded padding, freshly painted interiors, and popcorn ceilings removed. Relax or entertain year-round in the screened-in glass-window Florida room, overlooking the spacious backyard. Hurricane-resistant windows and slider were installed in 2024, plus a new Nest thermostat. Additional features include a Rain Bird sprinkler system, tiled patio, 2015 roof, 2011 HVAC, and 2019 water heater. Conveniently located near Mayo Clinic, beaches, shopping, dining, recreation, and major roadways. Quality renovations, exceptional outdoor space, and an unbeatable location!

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,558
Principal & Interest: $2,558
Property taxes (est.): $808
Insurance (est.): $330
Estimated Total Monthly
$3,696
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,558
Property taxesest. at asking price, Duval County$808
HOAbilled annually$17
Estimated total, before insurance$3,383/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,001/yr · $250/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,001/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Active$495,000
  • Sep 7, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$495,000
Price / Sq Ft$251
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,974
Acres0.30 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12456 Red Mill Court, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionHunters Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size13,068 sq ft
Parcel Number1674583695

Amenities

UtilitiesCable Connected, Electricity Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Stone, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
FencingBack Yard, Vinyl, Wood

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
HOA Fees$205 / Annually
HOA FrequencyAnnually
Tax Amount$3,000.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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