This home is in Jacksonville.

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Active

Active·160 days on market

1910 Prudential Drive

Jacksonville, FL 32207

$789,000$428/sqftEst. $4,199/moMLS# 2128737

Beds

Baths

1,844

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

The Elder Modern on homesite 34 is underway with newly added Design Studio appointments That will make this luxury tri-level townhome with private rooftop terrace your absolute dream home. The open living area on the second floor features the very popular, oversized Alternate Kitchen with large breakfast island. The first floor has a bedroom with full bath, in lieu of open flex room, for guest accommodations, a study, or a combination of the two. There is an attached two car garage with Shark Coating finish. The third floor features the primary and guest suites, very spacious with private baths. Last, but hardly least, is the 630 SF private rooftop terrace, with Timber Tech decking and connections for water, electric, TV and natural gas. You can celebrate many wonderful evenings under the stars grilling and dining with friends and family. Come visit us today at our furnished model home at 2010 Prudential DR to preview Homesite 34.

Cost to own

Mortgage calculator

Home Price

$789,000

Down Payment: 20%

$157,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,010

Principal & Interest: $4,010

Est. Taxes & Insurance: $1,003

Estimated Total Monthly

$5,013

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,199

Property taxesest. at asking price, Duval County$1,288

HOAbilled monthly$357

Estimated total, before insurance$5,845/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$200,000	$200,000	—

2025 property taxes (current owner): $6,052/yr

Estimated taxes if purchased at asking price: ~$15,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Membrane — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Price change$789,000−$43,000
Feb 5, 2026Listed$832,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,000

Price / Sq Ft$428

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage1,844

Acres0.03 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleMid-Century Modern

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1910 Prudential Drive, Jacksonville, FL 32207

Area021-St Nicholas Area

SubdivisionRiversEdge TownHomes

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size1,306.8 sq ft

Parcel Number0800961405

Amenities

AmenitiesManagement - Off Site

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewCity, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Split System, Zoned

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System