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This home is in Jacksonville Golf & CC, Jacksonville — a golf course home in Jacksonville.

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Active

Active·45 days on market·Jacksonville Golf & CC

12959 Hunt Club Road N

Jacksonville, FL 32224

$1,010,000$246/sqftEst. $5,150/moMLS# 2151508

Beds

Baths

4,111

Sq Ft

1992

Built

Garage

Pool

About this home

Jacksonville Golf & CC

Welcome to the highly desirable Jacksonville Golf & Country Club, where this spacious home offers an incredible opportunity to create the home you've always envisioned. Thoughtfully designed with multiple living spaces, the floor plan includes a formal living room, formal dining room, dedicated office, and a comfortable family room that opens to the eat-in kitchen. The split-bedroom layout provides privacy for the owner's suite, which features an oversized en-suite bath and a previous owner-added washer and dryer conveniently located within one of the suite's closets. Upstairs, a versatile bonus room can easily serve as a fourth bedroom, game room, media room, or private retreat for children or guests. Situated on a generously sized lot with ample room to add a pool, this home offers endless possibilities to personalize and make your own. Don't miss this chance to own in one of Jacksonville's premier gated golf communities.

Cost to own

Mortgage calculator

Home Price

$1,010,000

Down Payment: 20%

$202,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,150

Principal & Interest: $5,150

Property taxes (est.): $1,649

Insurance (est.): $673

Estimated Total Monthly

$7,472

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,150

Property taxesest. at asking price, Duval County$1,649

HOAbilled quarterly$324

Estimated total, before insurance$7,123/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,121/yr · $843/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$941,083	$520,994	▲ $64,425
2024	$877,221	$554,195	▲ $93,903
2023	$812,163	$536,598	▲ $81,238
2022	$681,528	$515,591	—
2021	$569,110	$499,118	—
2020	$541,537	$491,537	▲ $10,897

2025 property taxes (current owner): $10,121/yr

Estimated taxes if purchased at asking price: ~$19,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$1,010,000−$40,000
Jun 19, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,010,000

Price / Sq Ft$246

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage4,111

Acres0.43 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address12959 Hunt Club Road N, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionJax Golf & Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size18,730.8 sq ft

Parcel Number1674556430

Amenities

AmenitiesPark, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Marble, Stone, Tile

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)