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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Jul 6, 2026·29 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

263 Spanish Creek Drive

Ponte Vedra, FL 32081

$1,450,000sold priceListed at $1,499,900 · 96.7% of asking$387/sqftMLS# 2140069
5
Beds
4.5
Baths
3,750
Sq Ft
2018
Built
3
Garage
Yes
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

HOA $39/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Twenty Mile Village

Say hello to the home that's about to steal your heart in The Outlook at Twenty Mile! This upgraded Zespedes floor plan brings major wow-factor and FUN with bright designer finishes and effortless livability. A grand two-story foyer opens to a light filled great room w/20-foot ceilings, a custom shiplap wall, cozy gas fireplace, and sliding doors that create a seamless indoor-outdoor vibe. The chef's kitchen impresses with a 12-foot quartz island, double-stacked cabinetry, farmhouse sink, gas cooktop, and butler's pantry, perfect for entertaining. With 5 bedrooms (the primary plus one secondary bedroom on the main level), 4.5 baths, a study, & loft, there's space for guests, work, & play! But the real showstopper is the backyard. This private retreat features a pool, spa, summer kitchen, putting green, and a covered outdoor living area. This space is made for cannonballs, cocktails, and everything in between. Tropical privacy landscaping makes this feel like your own vacation-at-home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, St. Johns County$1,929
HOAbilled annually$39
Estimated total, before insurance$10,000/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $1,929
Insurance (est.): $967
Estimated Total Monthly
$10,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,043,457$956,434—
2024$978,772$928,772—
2023$1,015,152$935,459—
2022$906,805$856,805—
2021$897,917$475,233—
2020$536,351$467,981—

Estimated taxes if purchased at asking price: ~$23,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $400/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
660 Outlook Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,500,000$3825/43,92620.2
592 Outlook Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,025,000$3044/3.53,376160.2
513 Spanish Creek Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,250,000$3384/4.53,69660.2
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.3
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.5
187 Skywood Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,065,000$3385/43,152290.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,499,900
Price / Sq Ft$400
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,750
Acres0.22 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

School Information

Community Information

Address263 Spanish Creek Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size9,583.2 sq ft
Parcel Number0680614520
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Private

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresOutdoor Kitchen

Additional Information

Date ListedApril 18, 2026
Days on Market29
HOA Fees$465 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines