This home is in Julington Creek, St. Johns — a home near Creekside High School.
Sold·Closed Sep 1, 2026·78 days on market·Recent sales in Julington Creek·Julington Creek
408 S Elverton Place
St. Johns, FL 32259
30 more homes for sale in Julington Creek →Search Julington Creek on the map
About this home
Julington Creek
Welcome to life in Julington Creek Plantation, where top-rated schools, resort-style amenities, and a true sense of community come together. This beautifully maintained home sits on a quiet cul-de-sac and offers a warm, inviting layout filled with natural light and thoughtful updates throughout. Step inside to find tile flooring in the main living areas and laminate in the dining room, complemented by elegant archways throughout and vaulted ceilings in the spacious family room. The kitchen is designed for both function and style, featuring Corian countertops, abundant prep space, a center island, and a convenient closet pantry. The large family room has a cozy wood-burning fireplace with a mantel that creates the perfect place to unwind. The split-bedroom floor plan offers privacy, with a large owner's suite showcasing a bay window, vaulted ceilings, and a beautifully remodeled bath complete with an updated shower, new flooring, and a dual sink vanity topped with granite countertops.
Next steps in Julington Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,609 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $349,357 | $129,814 | — |
| 2024 | $344,010 | $125,307 | — |
| 2023 | $343,010 | $120,055 | — |
| 2022 | $337,399 | $119,456 | — |
| 2021 | $252,180 | $114,506 | — |
| 2020 | $228,300 | $112,228 | — |
2025 property taxes (current owner): $3,730/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 1, 2026Closed$440,000
- Jun 17, 2026Listed$440,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 569 Sparrow Branch Circle, St. Johns, FL 32259Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $410,000 | $238 | 3/2 | 1,724 | 0 | 0.2 |
| 237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $475,000 | $237 | 3/2 | 2,006 | 97 | 0.5 |
| 728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $610,000 | $269 | 3/2.5 | 2,271 | 48 | 0.5 |
| 304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COAST | Sep 2026 | $450,000 | $226 | 4/2 | 1,990 | 106 | 0.5 |
| 1357 Shootingstar Lane, St. Johns, FL 32259Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $378,000 | $212 | 4/2 | 1,786 | 19 | 0.6 |
| 952 Buttercup Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Aug 2026 | $375,000 | $226 | 3/2 | 1,660 | 4 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SERVICE REALTY, LLC
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Creek
Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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