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Pending

Pending·129 days on market

294 Sawgrass Drive

Yulee, FL 32097

$680,000$293/sqftEst. $3,492/moMLS# 2139222

Beds

Baths

2,319

Sq Ft

2022

Built

Garage

Yes

Pool

About this home

Yulee

This beautiful RIVERSIDE HOME WITH POOL is located in the golf cart-friendly Wildlight community and sits on a premium preserve lot, offering a perfect blend of style, comfort, and functionality with a sparkling swimming pool and still plenty of yard space for additional outdoor activities. From the moment you enter, you'll notice elegant crown moulding throughout the foyer, family room, dining room, kitchen, and owner's suite, along with luxury vinyl flooring. The kitchen is thoughtfully designed with double wall ovens, a microwave drawer, wine cooler, soft-close drawers, farmhouse sink with huge island, breakfast bar and a stunning backsplash that extends to the ceiling. The open living space features double sliding glass doors that lead to your private backyard oasis, complete with a pool and a covered lanai with hot tub conduit already in place. The owner's suite offers a spa-like retreat with a free-standing soaker tub, and separate shower.

Cost to own

Mortgage calculator

Home Price

$680,000

Down Payment: 20%

$136,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,492

Principal & Interest: $3,492

Property taxes (est.): $939

Insurance (est.): $453

Estimated Total Monthly

$4,884

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,492

Property taxesest. at asking price, Nassau County$939

HOAbilled monthly$104

Estimated total, before insurance$4,535/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,021/yr · $168/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $585,500 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$562,221	$0	—
2024	$541,814	$0	—
2023	$450,774	$0	—
2022	$75,000	$75,000	—
2021	$33,902	$33,902	—

2025 property taxes (current owner): $2,021/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Pending$680,000
Jul 11, 2026Active Under Contract$680,000
Apr 16, 2026Listed$680,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$680,000

Price / Sq Ft$293

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,319

Acres0.24 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address294 Sawgrass Drive, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size10,454.4 sq ft

Parcel Number442N27100301320000

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, On Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityFire Alarm