This home is in Yulee — a home near Yulee High School.
Active Under Contract·4 days on market
676 Palmetto Place
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
This beautifully maintained Mattamy-built two-story home offers 3 bedrooms, 2.5 bathrooms, and a bright, open-concept layout designed for both everyday living and effortless entertaining. The main level features durable luxury vinyl plank flooring, a modern neutral color palette, and a stunning kitchen complete with quartz countertops, gray shaker cabinetry, a gas range, and generous prep space, making it the perfect place to gather with family and friends. Upstairs, you'll find all three bedrooms, including a spacious owner's suite featuring two walk-in closets that provide exceptional storage, along with a private en-suite bath designed for comfort and convenience. Step outside to your covered lanai and fully fenced backyard, an ideal space for morning coffee, weekend barbecues, or simply relaxing after a long day. A two-car garage, oversized driveway, and additional street parking offer plenty of room for family and guests. Located in the heart of Wildlight, you'll enjoy convenient
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 12 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 6 mi · Boggy Creek
Closest grocery store
Publixabout 0.6 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $354,200 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $366,192 | $278,051 | — |
| 2024 | $323,098 | $269,507 | — |
| 2023 | $310,201 | $260,201 | — |
| 2022 | $60,000 | $60,000 | — |
| 2021 | $50,000 | $50,000 | — |
| 2020 | $11,549 | $11,549 | — |
2025 property taxes (current owner): $5,747/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 20, 2026Active Under Contract$379,000
- Oct 17, 2026Withdrawn$379,000
- Oct 7, 2026Active Under Contract$379,000
- Sep 8, 2026Price change$379,000−$10,000
- Jan 16, 2026Listed$389,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $506,840 | $273 | 2/2 | 1,858 | 62 | 0.5 |
| 285 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $344,000 | $225 | 2/2 | 1,529 | 89 | 0.5 |
| 320 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $352,390 | $230 | 2/2 | 1,529 | 22 | 0.5 |
| 328 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $358,000 | $234 | 2/2 | 1,529 | 168 | 0.5 |
| 386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $495,000 | $239 | 3/2 | 2,072 | 68 | 0.5 |
| 460 Jubilee Circle, Yulee, FL 32097Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $332,500 | $216 | 2/2 | 1,542 | 22 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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