This home is in Yulee.
Active·2 days on market
390 Saw Palmetto Street
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
Some homes simply get the details right, and this one in Wildlight's Forest Park neighborhood has plenty worth appreciating. With four bedrooms, 2.5 baths, and a thoughtfully designed floor plan, this newer home combines everyday functionality with stylish finishes and inviting spaces for both entertaining and relaxing. The attention to detail is evident throughout, from the hardwood floors and distinctive wall treatments to the carefully selected lighting and upgraded finishes. At the center of the home, a spacious kitchen with quartz countertops, stainless steel appliances, and upgraded cabinetry offers an ideal gathering place. An additional flex room adds valuable versatility, easily accommodating a home office, second living area, or whatever suits your needs. The setting is equally appealing. Positioned on a corner lot with protected preserve land behind the home, the property offers a welcome connection to nature.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 11 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 4 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 6 mi · Boggy Creek
Closest grocery store
Publixabout 0.9 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $473,558 | $473,558 | — |
| 2024 | $452,819 | $452,819 | — |
| 2023 | $75,000 | $75,000 | — |
| 2022 | $75,000 | $75,000 | — |
| 2021 | $33,902 | $33,902 | — |
Estimated taxes if purchased at asking price: ~$9,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 27, 2026Listed$564,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $203/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $495,000 | $239 | 3/2 | 2,072 | 68 | 0 |
| 426 Hawthorn Park Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jul 2026 | $470,000 | $227 | 3/2 | 2,073 | 87 | 0.1 |
| 788 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jun 2026 | $495,000 | $249 | 2/2.5 | 1,989 | 10 | 0.3 |
| 828 Del Webb Parkway, Yulee, FL 32097Listed by NON MLS (realMLS) | Jun 2026 | $775,902 | $283 | 4/3 | 2,741 | 1 | 0.3 |
| 889 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $549,000 | $271 | 3/2.5 | 2,024 | 24 | 0.4 |
| 294 Sawgrass Drive, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $675,000 | $291 | 4/2 | 2,319 | 105 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOVER GIRL PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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