Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Tocoi Creek High School.

Photo 1 / 19
Active

Active·197 days on market

160 Blue River Drive

St. Augustine, FL 32092

$999,900$350/sqftEst. $5,495/mo mortgageMLS# 2138845
↓ $62,000 below original list
4
Beds
3
Baths
2,860
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $142/mo11,761 sqft lotSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Discover the ''Tanner'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek neighborhood at John's Island within the no-CDD Silverleaf community. This beautifully designed one-story coastal-style home offers 2,860 square feet of effortless living with 4 bedrooms, 3-bathrooms, and an open, airy layout enhanced by a neutral color palette. The spacious kitchen features double-stacked cabinetry with soft-close doors and dovetail drawers, premium Electrolux appliances, and Pompeii quartz counters. Revwood floors line the main living areas and bedrooms, providing a clean and modern look with outstanding durability. Step outside to an extra-large covered lanai, ideal for relaxing or hosting gatherings year-round. A 3-car garage provides ample storage and convenience, while the home's prime location places you just a short walk or golf cart ride to community amenities. Experience relaxed living with refined, modern touches in every detail.

Next steps in SilverLeaf

FollowNew SilverLeaf homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,495
Property taxesest. at asking price, St. Johns County$1,331
HOAbilled annually$142
Estimated total, before insurance$6,967/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,155/yr · $180/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$999,900
$199,980
Loan Term
Monthly Payment
$5,495
Principal & Interest: $5,495
Property taxes (est.): $1,331
Insurance (est.): $667
Estimated Total Monthly
$7,492
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:48 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,000$160,000—

2025 property taxes (current owner): $2,155/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 22, 2026Price change$999,900+$50,000
  • Oct 21, 2026Price change$949,900−$50,000
  • Oct 20, 2026Price change$999,900+$50,000
  • Sep 3, 2026Price change$949,900−$50,000
  • Jul 24, 2026Price change$999,900−$62,000
  • Apr 7, 2026Listed$1,061,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $328/sq ft; this home is listed at $350/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
38 Blue River Drive, St. Augustine, FL 32092Listed by PERRY HOMESOct 2026$971,949$2944/33,3112310
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401260
215 Brooke Ridge Way, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$1,067,405$3333/33,205150.4
53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAMSep 2026$932,000$3284/32,843610.4
271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC.Oct 2026$785,600$2884/3.52,729570.5
23 Pine Grove Point, St. Augustine, FL 32092Listed by PERRY HOMESSep 2026$1,178,900$3363/3.53,5081780.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$999,900
Price / Sq Ft$350
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,860
Acres0.27 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Zoned elementaryLiberty Pines Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryLiberty Pines Academy
Reported middleLiberty Pines Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address160 Blue River Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Parcel Number0099840450

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Water Heater, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle

Additional Information

Date ListedApril 7, 2026
Days on Market198
HOA Fees$1,700 / Annually
HOA FrequencyAnnually
Tax Amount$2,154.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PERRY HOMES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines