This home is in St. Augustine — a home near Tocoi Creek High School.
Pending·220 days on market
149 Bismarck Palm Road 250
St. Augustine, FL 32092
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Welcome home to the stunning Julington floorplan by Toll Brothers, featuring a grand two-story entry that creates an immediate sense of elegance highlighted by a sweeping staircase and abundant natural light. The chef's kitchen is thoughtfully appointed with KitchenAid appliance package, an expansive center island, stacked cabinetry and an oversized panty, perfect for both everyday living and entertaining. With the luxurious primary suite with spa retreat with beautiful appointed finishes on the main floor and private guest suite offering comfort and convenience for visiting family and friends. Upstairs you will find two additional generously sized bedrooms and two full bathrooms along with a bonus room ideal for a media room, game room or flexible living space to suit your lifestyle. Step outside to the covered lanai creating the perfect setting for relaxing, dining, and enjoying Florida's outdoor living year round. Estimated completion July - Stock photos not actual home.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $130,000 | $130,000 | — |
2025 property taxes (current owner): $1,751/yr
Estimated taxes if purchased at asking price: ~$15,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 2, 2026Pending$968,000
- Aug 20, 2026Price change$968,000−$1,000
- Mar 8, 2026Listed$969,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $253/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 431 Pine Leaf Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLC | Aug 2026 | $860,000 | $299 | 4/3 | 2,880 | 28 | 0.1 |
| 82 Sutton Bay Causeway, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Jul 2026 | $670,480 | $206 | 4/4 | 3,252 | 0 | 0.7 |
| 599 Grand Traverse Circle, St. Augustine, FL 32092Listed by LENNAR REALTY INC | Jul 2026 | $692,480 | $205 | 5/4.5 | 3,381 | 112 | 0.7 |
| 80 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTY | Sep 2026 | $673,395 | $220 | 5/3.5 | 3,060 | 0 | 0.8 |
| 156 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTY | Aug 2026 | $620,580 | $203 | 5/3.5 | 3,051 | 0 | 0.8 |
| 112 Webking Heights Drive, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTY | Aug 2026 | $670,000 | $220 | 5/3.5 | 3,051 | 83 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines