This home is in Settlers Landing, Ponte Vedra — a pool home in Nocatee.
Sold·Closed Jun 8, 2026·37 days on market·Recent sales in Settlers Landing·Settlers Landing
46 Harpers Mill Drive
Ponte Vedra, FL 32081
8 more homes for sale in Settlers Landing →Search Settlers Landing on the map
About this home
Settlers Landing
Refined design and effortless luxury define this exceptional single-story home in Settler's Landing. A light-filled, open-concept layout features soaring ceilings, wood-plank flooring, and designer finishes throughout. The chef's kitchen offers high-end appliances, custom cabinetry, and generous prep space, seamlessly flowing into the main living and dining areas--ideal for entertaining. The home features a private primary suite with a spa-inspired bath and custom closet system, plus three additional bedrooms and a dedicated office or flex space to fit your lifestyle. Step outside to a private outdoor setting perfect for relaxing or hosting. Located in a sought-after community with top-rated schools, world class amenities, shopping, and dining nearby, this home delivers the perfect blend of style, comfort, and convenience.
Next steps in Settlers Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,766 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $267,400 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,017,826 | $967,104 | — |
| 2024 | $225,000 | $225,000 | — |
| 2023 | $165,000 | $123,200 | — |
| 2022 | $112,000 | $112,000 | ▼ $39,200 |
2025 property taxes (current owner): $12,659/yr
Estimated taxes if purchased at asking price: ~$20,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $361/sq ft; this home is listed at $453/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,175,000 | $377 | 5/4 | 3,118 | 30 | 0 |
| 152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $685,000 | $297 | 4/2 | 2,305 | 4 | 0.3 |
| 337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,160,000 | $361 | 4/3.5 | 3,215 | 9 | 0.3 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 0.5 |
| 470 Seagrove Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Sep 2026 | $1,515,000 | $429 | 5/4.5 | 3,534 | 1 | 0.5 |
| 328 Blue Hampton Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTY | Sep 2026 | $600,000 | $250 | 3/2.5 | 2,399 | 273 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE AGENCY AT PONTE VEDRA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Settlers Landing homes for sale →Keep looking
More homes in Settlers Landing
For Sale253 Potters Mill TrailPonte Vedra, FL 32081
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For Sale97 Settlers Landing DrivePonte Vedra, FL 32081
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For Sale350 Settlers Landing DrivePonte Vedra, FL 32081
4 bd · 2.5 ba · 2,310 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines