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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marshall Creek Dri, St. Augustine — a golf course home in St. Johns County.

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Active

Active·66 days on market·Marshall Creek Dri

816 Cypress Crossing Trail

St. Augustine, FL 32095

$547,000$203/sqftEst. $3,006/mo mortgageMLS# 2136149
↓ $25,000 below original list
4
Beds
2.5
Baths
2,689
Sq Ft
2005
Built
3
Garage
No
Pool

4 more homes for sale in Marshall Creek Dri →Search Marshall Creek Dri on the map

FEMA Zone AHOA $10/mo8,276 sqft lotSingle Family Residence2 stories

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About this home

Marshall Creek Dri

Welcome home to this warm and inviting 4-bedroom, 2.5-bath residence nestled in the amenity-rich Palencia community. The spacious primary suite on the main floor offers privacy and serene views of the extended covered porch and peaceful backyard. A gourmet kitchen featuring a gas range, large island, walk-in pantry, granite countertops, and maple cabinetry flows beautifully into the main living areas with rich hardwood floors. The cozy living room showcases a fireplace and custom built-ins. Upstairs, enjoy a private retreat with generous bedrooms, walk-in closets, and a Jack-and-Jill bath. Thoughtfully designed with attention to detail, this home makes Florida living effortless and enjoyable. Some photos maybe virtually staged.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,006
Property taxesest. at asking price, St. Johns County$728
HOAbilled annually$10
Estimated total, before insurance$3,744/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,452/yr · $538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$547,000
$109,400
Loan Term
Monthly Payment
$3,006
Principal & Interest: $3,006
Property taxes (est.): $728
Insurance (est.): $365
Estimated Total Monthly
$4,099
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:35 AM, sunset 6:44 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$528,658$469,508—
2024$524,279$426,825—
2023$524,279$388,023—
2022$439,490$352,748—
2021$339,733$320,680—
2020$291,527$291,527—

2025 property taxes (current owner): $6,452/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Price change$547,000−$10,000
  • Aug 20, 2026Active$557,000
  • Aug 11, 2026Pending$557,000
  • Aug 6, 2026Price change$557,000−$10,000
  • Jul 9, 2026Price change$567,000−$5,000
  • Mar 22, 2026Listed$572,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.1
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.2
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.2
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.3
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.4
841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$680,000$2524/32,697110.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$547,000
Price / Sq Ft$203
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,689
Total Structure Area3,638 sq ft
Acres0.19 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Zoned elementaryPalencia Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalencia
Reported middlePacetti Bay
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address816 Cypress Crossing Trail, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionMarshall Creek Dri
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,276.4 sq ft
Lot Dimensions8276 sqft
Parcel Number0720850770
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Playground, Security, Tennis Court(s), Water
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 20, 2026
Days on Market66
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA NameVesta Property Services
Tax Amount$6,452.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marshall Creek Dri

Marshall Creek Dri is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Marshall Creek Dri homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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