Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.

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Active Under Contract

Active Under Contract·47 days on market·Palencia

179 Front Door Lane

St. Augustine, FL 32095

$525,000$263/sqftEst. $2,707/moMLS# 2151542

Beds

Baths

2,000

Sq Ft

2018

Built

Garage

Pool

About this home

Palencia

Better-than-new home in Palencia that is move in ready! Don't miss your opportunity to live in one of Northeast Florida's most sought-after areas where comfort, style, and the Florida lifestyle come together in one exceptional and well-maintained home. Lovely curb appeal with a pavered driveway, craftsman style elevation and a charming front porch that is perfect for a couple of rocking chairs. The resident chef will appreciate the kitchen that was designed for style and functionality while creating culinary delights. The kitchen upgrades include stainless appliances, gas stove, quartz countertops, and a large extended kitchen bar with seating. You will find an extra bonus space off kitchen which can serve as a coffee/wine bar or butler's pantry for keeping clutter in the kitchen to a minimum. The large primary ensuite is the perfect escape at the end of the day with spa like bathroom which provides a tranquil atmosphere. Three additional bedrooms could serve multiple purposes with

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,707

Principal & Interest: $2,707

Property taxes (est.): $699

Insurance (est.): $350

Estimated Total Monthly

$3,756

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,707

Property taxesest. at asking price, St. Johns County$699

HOAbilled annually$10

Estimated total, before insurance$3,416/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $535,000 in April 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$438,840	$0	—
2024	$449,570	$361,394	—
2023	$430,918	$328,540	—
2022	$409,584	$298,673	—
2021	$271,521	$271,521	—
2020	$262,144	$202,063	—

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 3, 2026Active Under Contract$525,000
Jun 25, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$263

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,000

Acres0.15 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address179 Front Door Lane, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size6,534 sq ft

Parcel Number0724220020

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

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