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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 11, 2026·25 days on market·Recent sales in Palencia·Palencia

836 Cypress Crossing Trail

St. Augustine, FL 32095

$645,000sold priceListed at $700,000 · 92.1% of asking$275/sqftMLS# 2150709
3
Beds
2.5
Baths
2,343
Sq Ft
2005
Built
2
Garage
Yes
Pool

43 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone AHOA $17/mo8,276 sqft lotSingle Family Residence1 story

About this home

Palencia

Beautifully updated pool home in sought-after Palencia featuring a newer roof, elegant crown molding, and spacious living areas designed for both everyday comfort and entertaining. The open floor plan offers abundant natural light, generous room sizes, and seamless indoor-outdoor living. Step outside to your private pool and patio, creating the perfect Florida retreat for relaxing or hosting family and friends. Pride of ownership is evident throughout with thoughtful updates and meticulous maintenance. Located in the award-winning Palencia community, residents enjoy resort-style amenities including multiple pools, fitness center, tennis courts, championship golf, walking and biking trails, parks, playgrounds, and a spectacular clubhouse overlooking the golf course and lake. Conveniently located near top-rated St. Johns County schools, shopping, dining, historic St. Augustine, beaches, and Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,573
Property taxesest. at asking price, St. Johns County$858
HOAbilled annually$17
Estimated total, before insurance$4,448/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,263/yr · $689/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$645,000
$129,000
Loan Term
Monthly Payment
$3,573
Principal & Interest: $3,573
Property taxes (est.): $858
Insurance (est.): $430
Estimated Total Monthly
$4,861
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,621 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$559,864$298,580—
2024$557,149$289,458—
2023$534,299$279,571—
2022$460,115$269,972—
2021$334,904$233,327—
2020$287,324$229,415—

2025 property taxes (current owner): $8,263/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$700,000
  • Jul 13, 2026Active Under Contract$700,000
  • Jun 15, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.2
179 Front Door Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$525,000$2634/22,000390.3
725 Cypress Crossing Trail, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYJul 2026$665,000$2445/32,72510.3
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.4
524 Sebastian Square, St. Augustine, FL 32095Listed by THE VIRTUAL REALTY GROUPJul 2026$814,000$2824/32,885370.4
841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$680,000$2524/32,697110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$700,000
Price / Sq Ft$299
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,343
Acres0.19 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address836 Cypress Crossing Trail, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size8,276.4 sq ft
Parcel Number0720850720

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Porch
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Other StructuresGazebo
Road SurfacePaved

Additional Information

Date ListedJune 15, 2026
Days on Market25
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$8,262.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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