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This home is in St. Augustine.

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Pending

Pending·140 days on market

176 Oak Common Avenue

St. Augustine, FL 32095

$519,000$240/sqftEst. $2,762/moMLS# 2131974
4
Beds
2
Baths
2,164
Sq Ft
2002
Built
2
Garage
No
Pool

About this home

St. Augustine

Light and bright 4 Bedroom, 2 Bathroom, Dostie Home with a spacious, neutral interior that truly lives large. The well-landscaped backyard offers ample room for a future pool, perfect for outdoor entertaining or relaxing in privacy. Thoughtfully designed with an open, airy feel throughout. Located in the highly desirable, master-planned community of Palencia. With an elementary school designed as a fully LEED-certified, environmentally conscious school and full range of world-class amenities. Including golf, tennis, three swimming pools, a fitness center, athletic fields, pocket parks as well as a 30-acre park system interconnected by a series of boardwalks and fitness trails. Families love being a part of this multi-faceted, unique natural environment.

Cost to own

Mortgage calculator

$519,000
$103,800
Loan Term
Monthly Payment
$2,638
Principal & Interest: $2,638
Est. Taxes & Insurance: $660
Estimated Total Monthly
$3,298
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,762
Property taxesest. at asking price, St. Johns County$691
HOAbilled annually$10
Estimated total, before insurance$3,463/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$440,567$170,465
2024$435,930$164,812
2023$439,751$158,410
2022$373,661$156,694
2021$282,052$150,659
2020$238,268$147,882

2025 property taxes (current owner): $6,070/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$519,000
Price / Sq Ft$240
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,164
Acres0.22 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address176 Oak Common Avenue, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionMarshall Creek Dri
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size9,583.2 sq ft
Parcel Number0720720690
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringStone, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Additional Information

Date ListedFebruary 27, 2026
Days on Market30
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA Fee IncludesCable TV, Maintenance Grounds, Security
Tax Amount$6,070.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX BLUE COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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