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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Settlers Landing, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jun 18, 2026·23 days on market·Recent sales in Settlers Landing·Settlers Landing

310 Harpers Mill Drive

Ponte Vedra, FL 32081

$1,790,000sold priceListed at $1,825,000 · 98.1% of asking$432/sqftMLS# 2134788
5
Beds
4.5
Baths
4,139
Sq Ft
2022
Built
3
Garage
Yes
Pool

8 more homes for sale in Settlers Landing →Search Settlers Landing on the map

HOA $58/moSingle Family Residence2 stories

About this home

Settlers Landing

This multi-generational SALTWATER HEATED/COOLED POOL home has been completely reimagined with designer-selected luxury finishes. It feels like a model home & BEST PART...there's no wait to build! Located on a cul-de-sac with only one neighbor, the lot offers privacy & peaceful wooded views. Upon entering, you're immediately drawn to the two-story living room windows that flood the home with light. The space is anchored by an Isokern fireplace with cast-stone surround, white oak mantle, and coffered ceiling with stained wood beams. Custom millwork includes picture frame molding, white oak stairway, T&G on front & back porches, dining room & primary bedroom, a ''hidden'' closet + solid core doors. ALL closets have been customized. The kitchen features a mitered-edge island, TWO dishwashers, BIG pantry, pot filler, and even a built-in water bowl filler for Fido! Enjoy the Nocatee lifestyle with golf cart access to dining, parks, trails, schools & the beach just minutes away!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,915
Property taxesest. at asking price, St. Johns County$2,382
HOAbilled annually$58
Estimated total, before insurance$12,355/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,790,000
$358,000
Loan Term
Monthly Payment
$9,915
Principal & Interest: $9,915
Property taxes (est.): $2,382
Insurance (est.): $1,193
Estimated Total Monthly
$13,490
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,255,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,137,063$1,086,341—
2024$1,182,831$1,132,831—
2023$967,696$967,696—
2022$112,000$112,000▼ $39,200

Estimated taxes if purchased at asking price: ~$28,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $408/sq ft; this home is listed at $441/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
921 Seagrove Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYJul 2026$1,813,653$4334/4.54,19200.2
67 Barrier Reef Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,435,000$3755/4.53,829180.3
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.3
927 Seagrove Drive, Ponte Vedra, FL 32081Listed by SAVVY AVENUE, LLC.Aug 2026$1,775,000$5235/43,391250.3
49 Barrier Reef Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTYJul 2026$1,708,863$4084/4.54,19200.3
187 Baywinds Court, Ponte Vedra, FL 32081Listed by ICI SELECT REALTY, INC.Sep 2026$1,302,812$3355/3.53,88400.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,825,000
Price / Sq Ft$441
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,139
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water
Is WaterfrontNo

Community Information

Address310 Harpers Mill Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionSettlers Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0704953000

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringMarble, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundrySink
Spa FeaturesHeated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch
FencingFenced
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMarch 18, 2026
Days on Market23
HOA Fees$700 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Settlers Landing

Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Settlers Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines