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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·180 days on market·Del Webb Nocatee

223 Creek Pebble Drive

Ponte Vedra, FL 32081

$699,900$334/sqftEst. $3,598/moMLS# 2105370
3
Beds
2
Baths
2,097
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Del Webb Nocatee

BACK ON THE MARKET!! Buyer could not sell their home. Inspections completed. Impeccably kept. Priced to sell!! Rarely available true 3-bedroom, 2-bath home on an exceptional ¼-acre preserve lot in a quiet cul-de-sac of prestigious Del Webb Nocatee! Boasting over $170,000 in upgrades, this open, light-filled Mystique floor plan showcases high-end kitchen appliances, upgraded cabinetry, plantation shutters, custom walk-in closets throughout, 8' doors, crown molding & baseboards, freshly painted interiors, and a whole-house water system. Convenience meets quality with a steam washer/dryer, insulated garage door, epoxy garage flooring, and pull-down attic storage. Security features include a full system, Ring doorbell, and motion floodlight with camera. Outdoors, enjoy lush landscaping from the Vertiglide screened lanai and paver patio, ideal for relaxing or entertaining. A truly unique property that offers both a private sanctuary and the highly coveted Del Webb Nocatee lifestyle!

Cost to own

Mortgage calculator

$699,900
$139,980
Loan Term
Monthly Payment
$3,598
Principal & Interest: $3,598
Property taxes (est.): $931
Insurance (est.): $467
Estimated Total Monthly
$4,996
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,598
Property taxesest. at asking price, St. Johns County$931
HOAbilled monthly$344
Estimated total, before insurance$4,874/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,763/yr · $564/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $728,300 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$616,821$342,504
2024$609,383$332,144
2023$130,000$130,000

2024 property taxes (current owner): $6,763/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 26, 2026Active Under Contract$699,900
  • Jul 9, 2026Price change$699,900$25,000
  • Mar 3, 2026Listed$724,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,900
Price / Sq Ft$334
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,097
Acres0.25 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address223 Creek Pebble Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,890 sq ft
Parcel Number0721110830

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchPatio, Screened
RoofShingle

Additional Information

Date ListedMarch 3, 2026
Days on Market369
HOA Fees$344.15 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,762.94
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Listing Courtesy of: SIGNATURE FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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