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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Creekside, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed May 4, 2026·17 days on market·Recent sales in Creekside·Creekside

3646 Camellia Bay Court

Jacksonville, FL 32223

$640,000sold priceListed at $650,000 · 98.5% of asking$197/sqftMLS# 2138105
4
Beds
4
Baths
3,245
Sq Ft
1995
Built
2
Garage
Yes
Pool

4 more homes for sale in Creekside →Search Creekside on the map

HOA $100/mo15,246 sqft lotSingle Family Residence2 stories

About this home

Creekside

Welcome home! Located in the heart of Mandarin, this beautiful 4 bedroom, 4 bath home with more than 3200 SF and its own private pool and spa, is perfect for families looking for comfort, space, convenience, and the Florida lifestyle. Features include wood laminate flooring, wainscoting, crown molding, recessed lighting, gas fireplace, chef's kitchen with SS appliances and granite countertops, and fully fenced yard. Close to top-rated schools, parks, boat marinas, shopping and dining, this home offers everything your family needs to thrive. Call for your appointment TODAY.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,517
Property taxesest. at asking price, Duval County$1,045
HOAbilled monthly$100
Estimated total, before insurance$4,662/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,884/yr · $574/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:37 AM, sunset 6:44 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,884/yr

Estimated taxes if purchased at asking price: ~$12,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12743 Camellia Bay Drive E, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$580,000$2045/32,839310.1
4075 Hillwood Road, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$620,000$2564/32,421130.5
12231 Dividing Oaks Trail E, Jacksonville, FL 32223Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$575,000$2124/2.52,714490.7
12129 Cattail Drive W, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDAOct 2026$730,000$2904/32,519810.7
4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$630,000$2604/2.52,427741.1
3869 Marnie Place, Jacksonville, FL 32223Listed by INI REALTYOct 2026$490,000$2024/22,431921.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$200
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,245
Total Structure Area4,209 sq ft
Acres0.35 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3646 Camellia Bay Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCreekside
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size15,246 sq ft
Lot Dimensions65 X 150
Parcel Number1590700130
ZoningSingle Family

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Propane
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Spa FeaturesIn Ground

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingWood
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedApril 2, 2026
Days on Market17
HOA Fees$100 / Monthly
HOA FrequencyMonthly
Tax Amount$6,884.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: ASSIST2SELL FULL SERVICE REALTY LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Creekside

Creekside is a neighborhood in St. Johns County, FL (Duval County), ZIP 32223.

View all Creekside homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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